Joint Base Andrews
Camp Springs, Maryland · Air Force / Army
JB Andrews is home to Air Force One — the 89th Airlift Wing — and serves as the air gateway to the National Capital Region, located just outside Washington, DC.
Check your rate
Select your rank and dependent status below
See it vs. local rent
Compare your BAH to the area's Fair Market Rent
Plan your move
Compare stations or estimate PCS costs
Quick reference: 2026 BAH rates at Joint Base Andrews
For 2026, BAH rates at Joint Base Andrews (Washington, DC Metro Area MHA) are: E-4 with dependents: $3,096/mo · E-5 without dependents: $2,832/mo · E-5 with dependents: $3,132/mo · E-6 with dependents: $3,759/mo · E-7 with dependents: $3,855/mo · O-3 with dependents: $4,020/mo. BAH is excluded from federal taxable income. Full rates for all pay grades are in the table below.
Showing E-5 with dependents for the Washington, DC Metro Area MHA.
Year over year: ▲ +$180 (6.1%) vs 2025
How This Market Compares
Joint Base Andrews BAH for an E-5 with dependents is $3,132/month — $1,071/month above the national median of $2,061. That ranks the Washington, DC Metro Area MHA 47th-highest of the 338 military housing areas tracked nationwide (top 14%) for the E-5 with-dependents rate.
E-5 w/dep BAH here
$3,132/mo
Natl median E-5 w/dep
$2,061/mo
vs. national median
+$1,071/mo
BAH vs. Local Rent
Across this area, 2-bedroom Fair Market Rent runs about $2,200–$2,510 (median $2,280).
E-5 w/dep BAH
$3,132/mo
2BR rent (HUD FMR, FY2026)
$2,280 median
$2,200–$2,510 range
The 2026 BAH for E-5 with dependents ($3,132) is above the area's 75th-percentile 2-bedroom rent — it covers a 2-bedroom across most of this area.
BAH is designed to cover about 95% of typical local housing costs — rent plus utilities — for a member's pay grade and dependency status, leaving a roughly 5% member cost share.
2-bedroom Fair Market Rent (HUD, FY2026). 2-bedroom is the reference point closest to junior- and mid-grade housing; larger households and senior grades typically need more space. Rent figures are HUD Small Area Fair Market Rents matched to this installation's Military Housing Area by ZIP code. MHA boundaries and HUD rent areas don't align perfectly, so these are area-level reference figures, not a personalized rent estimate. FMR is a gross-rent figure that includes tenant-paid utilities — the same basis BAH is built on.
How Joint Base Andrews BAH is set
BAH is set by Military Housing Area (MHA), not by your specific ZIP code or neighborhood. Joint Base Andrews falls in the Washington, DC Metro Area MHA — every installation and address in that MHA receives the same rate for a given pay grade and dependency status, so multiple bases can share one rate.
Joint Base Andrews shares the Washington, DC Metro Area MHA with Joint Base Myer-Henderson Hall, Fort Belvoir, Walter Reed National Military Medical Center, Fort McNair, and Joint Base Anacostia-Bolling — all receive identical BAH.
For 2026, the E-5 with-dependents rate at Joint Base Andrews rose $180 (+6.1%) from 2025's $2,952/month — about $2,160 more over the year, excluded from federal taxable income. That's above the national average BAH increase of 4.2% for 2026. Year-over-year change reflects published table rates; individual rate protection may keep your personal rate higher.
2026 BAH Rates — Washington, DC Metro Area
Monthly rates for all pay grades. Source: DTMO 2026 BAH data. BAH is not taxable income.
E-4 w/dep: $3,096/mo·E-5 w/dep: $3,132/mo·E-6 w/dep: $3,759/mo
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| Enlisted | ||
| E-1 (PVT/SR/Amn/Pvt) | $3,096▲ +$174 (6.0%) | $2,409▲ +$126 (5.5%) |
| E-2 (PV2/FA/A1C/PFC) | $3,096▲ +$174 (6.0%) | $2,409▲ +$126 (5.5%) |
| E-3 (PFC/SA/SrA/LCpl) | $3,096▲ +$174 (6.0%) | $2,409▲ +$126 (5.5%) |
| E-4 (SPC/Cpl/SN/Cpl) | $3,096▲ +$174 (6.0%) | $2,409▲ +$126 (5.5%) |
| E-5 (SGT/PO2/SSgt) | $3,132▲ +$180 (6.1%) | $2,832▲ +$153 (5.7%) |
| E-6 (SSG/PO1/TSgt) | $3,759▲ +$300 (8.7%) | $3,057▲ +$165 (5.7%) |
| E-7 (SFC/CPO/MSgt) | $3,855▲ +$276 (7.7%) | $3,099▲ +$168 (5.7%) |
| E-8 (MSG/1SG/SCPO) | $3,957▲ +$255 (6.9%) | $3,261▲ +$204 (6.7%) |
| E-9 (SGM/CSM/MCPO) | $4,128▲ +$252 (6.5%) | $3,447▲ +$243 (7.6%) |
| Warrant Officer | ||
| W-1 (WO1) | $3,780▲ +$300 (8.6%) | $3,096▲ +$168 (5.7%) |
| W-2 (CW2) | $3,894▲ +$264 (7.3%) | $3,258▲ +$204 (6.7%) |
| W-3 (CW3) | $4,023▲ +$237 (6.3%) | $3,471▲ +$249 (7.7%) |
| W-4 (CW4) | $4,167▲ +$252 (6.4%) | $3,777▲ +$294 (8.4%) |
| W-5 (CW5) | $4,350▲ +$282 (6.9%) | $3,876▲ +$270 (7.5%) |
| Officer (Prior Enlisted) | ||
| O-1E (2LT — prior enlisted) | $3,870▲ +$273 (7.6%) | $3,129▲ +$180 (6.1%) |
| O-2E (1LT — prior enlisted) | $4,002▲ +$237 (6.3%) | $3,405▲ +$234 (7.4%) |
| O-3E (CPT — prior enlisted) | $4,197▲ +$261 (6.6%) | $3,753▲ +$300 (8.7%) |
| Officer | ||
| O-1 (2LT/ENS/2ndLt) | $3,213▲ +$195 (6.5%) | $3,054▲ +$165 (5.7%) |
| O-2 (1LT/LTJG/1stLt) | $3,753▲ +$300 (8.7%) | $3,126▲ +$180 (6.1%) |
| O-3 (CPT/LT/Capt) | $4,020▲ +$237 (6.3%) | $3,531▲ +$255 (7.8%) |
| O-4 (MAJ/LCDR/Maj) | $4,410▲ +$288 (7.0%) | $3,855▲ +$276 (7.7%) |
| O-5 (LTC/CDR/LtCol) | $4,692▲ +$333 (7.6%) | $3,909▲ +$258 (7.1%) |
| O-6 (COL/CAPT/Col) | $4,731▲ +$333 (7.6%) | $3,999▲ +$231 (6.1%) |
| O-7 (BG/RDML/BGen) | $4,770▲ +$336 (7.6%) | $4,071▲ +$234 (6.1%) |
O-8, O-9, and O-10 receive the same BAH as O-7. Rates effective January 1, 2026. Year-over-year change reflects published BAH table rates. Individual rate protection means your personal rate may differ if you've maintained eligibility at this location.
Calculator
BAH is just one piece of your pay
See your full compensation at Joint Base Andrews — including base pay, BAS, tax advantages, and what a civilian would need to earn to match it.
Calculate your total compensation →State income tax
Maryland taxes military pay at up to 5.75%. However, military retirement pay is exempt from Maryland income tax. BAH and BAS are excluded from federal taxable income; state treatment varies.
Rent and cost figures on this page are approximate and provided for informational and educational purposes only. They reflect market estimates at time of publication and may not reflect current conditions. This is not financial, tax, or housing advice. Always verify figures independently and consult a qualified professional before making financial commitments.
Frequently Asked Questions
What is the 2026 BAH rate for an E-5 with dependents at Joint Base Andrews?
For 2026, an E-5 with dependents at Joint Base Andrews receives $3,132/month in BAH (Washington, DC Metro Area MHA). Other grades with dependents: E-6 $3,759/month, E-7 $3,855/month, O-3 $4,020/month. E-5 without dependents is $2,832/month. BAH is excluded from federal taxable income.
Which Military Housing Area (MHA) is used for Joint Base Andrews BAH?
Joint Base Andrews is assigned to the Washington, DC Metro Area Military Housing Area (MHA). Every installation and address in the same MHA receives the same rate, regardless of exact ZIP or neighborhood. Rates are published annually by the Defense Travel Management Office (DTMO) and take effect January 1.
How much did Joint Base Andrews BAH change from 2025 to 2026?
For 2026, the E-5 with-dependents rate at Joint Base Andrews rose $180 (+6.1%) from 2025's $2,952/month — about $2,160 more over the year, excluded from federal taxable income. That's above the national average BAH increase of 4.2% for 2026. Rate protection means a member who stays at the same location with the same dependency status keeps their rate even if the published table rate falls.
Does Joint Base Andrews BAH depend on my exact ZIP code?
No. BAH is set by Military Housing Area (MHA), not by your specific ZIP or neighborhood. Joint Base Andrews falls in the Washington, DC Metro Area MHA, so every ZIP in that area receives the identical rate for a given pay grade and dependency status.
How does Joint Base Andrews BAH compare with nearby installations?
Nearby installations have their own MHA rates. For an E-5 with dependents: Aberdeen Proving Ground is $654/month lower, Fort George G. Meade is $231/month lower, and Joint Base Myer-Henderson Hall is the same — compared with Joint Base Andrews's $3,132/month.
How does BAH at Joint Base Andrews compare with local rent?
For 2026, an E-5 with dependents at Joint Base Andrews receives $3,132/month in BAH. Across the Washington, DC Metro Area area, 2-bedroom Fair Market Rent (HUD, FY2026) runs about $2,200–$2,510 (median $2,280). The 2026 BAH for an E-5 with dependents ($3,132) is above the area's 75th-percentile 2-bedroom rent — it covers a 2-bedroom across most of this area. BAH is designed to cover about 95% of typical local housing costs — rent plus utilities — for a member's pay grade and dependency status.
Is BAH taxable for service members stationed at Joint Base Andrews?
No. BAH is excluded from federal taxable income under the Military Pay Tax Exclusion. Most states also exempt BAH from state income tax, though treatment varies by state. Service members keep the full dollar value of their housing allowance.
Why do Joint Base Andrews and nearby installations have the same BAH rate?
Joint Base Andrews shares the Washington, DC Metro Area MHA with Joint Base Myer-Henderson Hall, Fort Belvoir, Walter Reed National Military Medical Center, Fort McNair, and Joint Base Anacostia-Bolling — all of them receive identical BAH because the rate is set per MHA, not per installation. A member at any of these locations with the same pay grade and dependency status receives the same amount.
What to do next
BAH is the starting point. Here are the calculations that matter most for your PCS decision.
Compare Joint Base Andrews to another duty station→Get notified when 2027 BAH rates update for Joint Base Andrews
Updates when rates change. No spam.
We'll only email you when official rates change or new tools launch. Unsubscribe anytime.
Nearby & Comparable Installations
Data Source & Disclaimer
BAH rates are from the Defense Travel Management Office (DTMO) 2026 BAH data, effective January 1, 2026. Rates are set by Military Housing Area (MHA), not individual ZIP code — all ZIPs in the same MHA receive identical rates. This page is for informational purposes only and is not affiliated with DoD, DTMO, or any government agency. Verify your entitlement at travel.dod.mil.