New to the Military: First-Year Pay Guide
Your first year in the military, explained: base pay, BAH, BAS, the TSP match, and how to read your LES before you spend your first paycheck.
In-depth topic guides covering the full landscape of military compensation, benefits, and financial decisions. Each guide links to every relevant calculator and article on that topic.
Your first year in the military, explained: base pay, BAH, BAS, the TSP match, and how to read your LES before you spend your first paycheck.
Mid-career money decisions: comparing duty stations before orders drop, estimating PCS move costs, and what changes financially when you deploy.
Base pay tables, BAH by ZIP code, BAS, tax advantages, COLA, and how the pieces add up to total compensation — with the calculators for each.
DLA, MALT mileage, per diem, TLE, and PPM net proceeds, plus how BAH and state income tax change when you move between duty stations.
How High-3 and BRS differ, what a pension is actually worth, Roth vs Traditional TSP, and how the government match compounds over a career.
How VA disability ratings are assigned, how "VA math" combines multiple ratings, what the bilateral factor does, and how ratings map to compensation.
VA loan eligibility, the funding fee and its disability exemption, entitlement and reuse, and how BAH factors into what you can afford.
Post-9/11 GI Bill, VR&E Chapter 31, Tuition Assistance, and Montgomery GI Bill compared — what each covers and the order to use them in.
Full financial arc of military separation — income replacement, healthcare transition, VA disability, TSP decisions, and the deadlines you cannot miss.
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Browse all our free calculators or read individual articles in the blog.