2026 BAH Rates

Joint Base San Antonio

San Antonio, Texas · Air Force / Army / Navy / Marine Corps / Space Force

JBSA is the largest joint base in the DoD, comprising Lackland AFB, Randolph AFB, Fort Sam Houston, and Camp Bullis — the hub of Air Force Basic Military Training and medical education.

Quick Facts

Location

San Antonio, TX

Branch

Air Force, Army, Navy, Marine Corps, Space Force

MHA

San Antonio, TX

E-5 w/dep BAH

$1,869/mo

State Tax

No state income tax

2026 BAH Rates — San Antonio, TX

Monthly rates. Source: DTMO 2026 BAH data. BAH is not taxable income.

Pay GradeWith DependentsWithout Dependents
Enlisted
E-1 (PVT/SR/Amn/Pvt)$1,728$1,359
E-2 (PV2/FA/A1C/PFC)$1,728$1,359
E-3 (PFC/SA/SrA/LCpl)$1,728$1,359
E-4 (SPC/Cpl/SN/Cpl)$1,728$1,359
E-5 (SGT/PO2/SSgt)$1,869$1,500
E-6 (SSG/PO1/TSgt)$2,094$1,596
E-7 (SFC/CPO/MSgt)$2,112$1,731
E-8 (MSG/1SG/SCPO)$2,121$1,920
E-9 (SGM/CSM/MCPO)$2,157$1,977
Warrant Officer
W-1 (WO1)$2,109$1,692
W-2 (CW2)$2,118$1,917
W-3 (CW3)$2,130$1,986
W-4 (CW4)$2,178$2,085
W-5 (CW5)$2,280$2,097
Officer (Prior Enlisted)
O-1E (2LT — prior enlisted)$2,115$1,866
O-2E (1LT — prior enlisted)$2,124$1,965
O-3E (CPT — prior enlisted)$2,196$2,082
Officer
O-1 (2LT/ENS/2ndLt)$1,905$1,584
O-2 (1LT/LTJG/1stLt)$2,091$1,827
O-3 (CPT/LT/Capt)$2,127$2,007
O-4 (MAJ/LCDR/Maj)$2,307$2,088
O-5 (LTC/CDR/LtCol)$2,457$2,100
O-6 (COL/CAPT/Col)$2,475$2,103
O-7 (BG/RDML/BGen)$2,490$2,112

O-8, O-9, and O-10 receive the same BAH as O-7. Rates effective January 1, 2026.

How This Market Compares

E-5 w/dep BAH here

$1,869/mo

National avg E-5 w/dep

$1,987/mo

vs. National avg

-$118/mo

San Antonio is one of the most affordable large metros in the country. BAH at nearly all grades covers mid-range rentals comfortably, and homeownership is highly accessible.

Key Insights for Joint Base San Antonio

  • An E-5 with dependents receives $1,869/month BAH — or $22,428/year — to cover housing costs in the San Antonio, TX area.

  • Texas has no state income tax on military pay, meaning your BAH, base pay, and special pays go further here than in high-tax states.

  • BAH is designed to cover median rental costs — not average or premium rents. Members living in above-median housing pay the difference out of pocket; those in below-median housing keep the surplus.

Calculate Your Full Military Pay

BAH is one component. See your total compensation including base pay, BAS, and tax savings.

Data Source & Disclaimer

BAH rates are from the Defense Travel Management Office (DTMO) 2026 BAH data, effective January 1, 2026. Rates are set by Military Housing Area (MHA), not individual ZIP code — all ZIPs in the same MHA receive identical rates. This page is for informational purposes only and is not affiliated with DoD, DTMO, or any government agency. Verify your entitlement at travel.dod.mil.