2026 BAH Rates

Keesler AFB

Biloxi, Mississippi · Air Force

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Showing E-5 with dependents for the Gulfport, MS MHA.

Quick Facts

Location

Biloxi, MS

Branch

Air Force

MHA

Gulfport, MS

E-5 w/dep

$1,602/mo

State Tax

5.0% (Mississippi)

How This Market Compares

Biloxi and the Gulf Coast offer a moderate rental market. D'Iberville, Gulfport, and Ocean Springs are alternatives. Mississippi has some of the lowest costs of living in the country.

E-5 w/dep BAH here

$1,602/mo

Natl median E-5 w/dep

$2,061/mo

vs. natl avg

-$459/mo

2026 BAH Rates — Gulfport, MS

Monthly rates for all pay grades. Source: DTMO 2026 BAH data. BAH is not taxable income.

E-4 w/dep: $1,509/mo·E-5 w/dep: $1,602/mo·E-6 w/dep: $1,620/mo

Pay GradeWith DependentsWithout Dependents
Enlisted
E-1 (PVT/SR/Amn/Pvt)$1,509$1,305
E-2 (PV2/FA/A1C/PFC)$1,509$1,305
E-3 (PFC/SA/SrA/LCpl)$1,509$1,305
E-4 (SPC/Cpl/SN/Cpl)$1,509$1,305
E-5 (SGT/PO2/SSgt)$1,602$1,365
E-6 (SSG/PO1/TSgt)$1,620$1,416
E-7 (SFC/CPO/MSgt)$1,770$1,509
E-8 (MSG/1SG/SCPO)$1,938$1,611
E-9 (SGM/CSM/MCPO)$2,139$1,617
Warrant Officer
W-1 (WO1)$1,635$1,488
W-2 (CW2)$1,836$1,608
W-3 (CW3)$2,046$1,620
W-4 (CW4)$2,175$1,653
W-5 (CW5)$2,331$1,806
Officer (Prior Enlisted)
O-1E (2LT — prior enlisted)$1,800$1,599
O-2E (1LT — prior enlisted)$2,016$1,614
O-3E (CPT — prior enlisted)$2,199$1,650
Officer
O-1 (2LT/ENS/2ndLt)$1,614$1,410
O-2 (1LT/LTJG/1stLt)$1,617$1,575
O-3 (CPT/LT/Capt)$2,040$1,623
O-4 (MAJ/LCDR/Maj)$2,379$1,785
O-5 (LTC/CDR/LtCol)$2,625$1,968
O-6 (COL/CAPT/Col)$2,643$2,025
O-7 (BG/RDML/BGen)$2,658$2,058

O-8, O-9, and O-10 receive the same BAH as O-7. Rates effective January 1, 2026.

Key Insights for Keesler AFB

  • An E-5 with dependents receives $1,602/month — that's $19,224/year in tax-free housing money to cover costs in the Gulfport, MS market.

  • Mississippi taxes military base pay at approximately 5.0%. BAH and BAS remain tax-free at the federal and state level.

  • BAH is designed to cover median rental costs — not average or premium rents. Members living in above-median housing pay the difference out of pocket; those in below-median housing keep the surplus.

What to do next

BAH is the starting point. Here are the calculations that matter most for your PCS decision.

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Data Source & Disclaimer

BAH rates are from the Defense Travel Management Office (DTMO) 2026 BAH data, effective January 1, 2026. Rates are set by Military Housing Area (MHA), not individual ZIP code — all ZIPs in the same MHA receive identical rates. This page is for informational purposes only and is not affiliated with DoD, DTMO, or any government agency. Verify your entitlement at travel.dod.mil.