Kirtland AFB
Albuquerque, New Mexico · Air Force
Kirtland AFB hosts the Air Force Nuclear Weapons Center and Sandia National Laboratories, making it the center of the Air Force's nuclear weapons research and sustainment enterprise.
Quick Facts
Location
Albuquerque, NM
Branch
Air Force
MHA
Albuquerque/Kirtland Afb, NM
E-5 w/dep BAH
$2,211/mo
State Tax
4.5% (New Mexico)
2026 BAH Rates — Albuquerque/Kirtland Afb, NM
Monthly rates. Source: DTMO 2026 BAH data. BAH is not taxable income.
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| Enlisted | ||
| E-1 (PVT/SR/Amn/Pvt) | $1,992 | $1,557 |
| E-2 (PV2/FA/A1C/PFC) | $1,992 | $1,557 |
| E-3 (PFC/SA/SrA/LCpl) | $1,992 | $1,557 |
| E-4 (SPC/Cpl/SN/Cpl) | $1,992 | $1,557 |
| E-5 (SGT/PO2/SSgt) | $2,211 | $1,689 |
| E-6 (SSG/PO1/TSgt) | $2,328 | $1,794 |
| E-7 (SFC/CPO/MSgt) | $2,352 | $2,001 |
| E-8 (MSG/1SG/SCPO) | $2,379 | $2,241 |
| E-9 (SGM/CSM/MCPO) | $2,472 | $2,265 |
| Warrant Officer | ||
| W-1 (WO1) | $2,343 | $1,926 |
| W-2 (CW2) | $2,361 | $2,238 |
| W-3 (CW3) | $2,400 | $2,271 |
| W-4 (CW4) | $2,502 | $2,325 |
| W-5 (CW5) | $2,631 | $2,355 |
| Officer (Prior Enlisted) | ||
| O-1E (2LT — prior enlisted) | $2,355 | $2,208 |
| O-2E (1LT — prior enlisted) | $2,391 | $2,259 |
| O-3E (CPT — prior enlisted) | $2,520 | $2,316 |
| Officer | ||
| O-1 (2LT/ENS/2ndLt) | $2,235 | $1,770 |
| O-2 (1LT/LTJG/1stLt) | $2,325 | $2,142 |
| O-3 (CPT/LT/Capt) | $2,397 | $2,280 |
| O-4 (MAJ/LCDR/Maj) | $2,670 | $2,343 |
| O-5 (LTC/CDR/LtCol) | $2,871 | $2,358 |
| O-6 (COL/CAPT/Col) | $2,892 | $2,376 |
| O-7 (BG/RDML/BGen) | $2,910 | $2,415 |
O-8, O-9, and O-10 receive the same BAH as O-7. Rates effective January 1, 2026.
How This Market Compares
E-5 w/dep BAH here
$2,211/mo
National avg E-5 w/dep
$1,987/mo
vs. National avg
+$224/mo
Albuquerque is an affordable market with moderate BAH rates. Rents are generally well-covered at mid and senior grades, and the homeownership market is accessible for most BAH-earning servicemembers.
Key Insights for Kirtland AFB
An E-5 with dependents receives $2,211/month BAH — or $26,532/year — to cover housing costs in the Albuquerque/Kirtland Afb, NM area.
New Mexico taxes military base pay at approximately 4.5%. BAH and BAS remain tax-free at the federal and state level.
BAH is designed to cover median rental costs — not average or premium rents. Members living in above-median housing pay the difference out of pocket; those in below-median housing keep the surplus.
Calculate Your Full Military Pay
BAH is one component. See your total compensation including base pay, BAS, and tax savings.
Nearby & Comparable Installations
Data Source & Disclaimer
BAH rates are from the Defense Travel Management Office (DTMO) 2026 BAH data, effective January 1, 2026. Rates are set by Military Housing Area (MHA), not individual ZIP code — all ZIPs in the same MHA receive identical rates. This page is for informational purposes only and is not affiliated with DoD, DTMO, or any government agency. Verify your entitlement at travel.dod.mil.