MCAS Cherry Point
Havelock, North Carolina · Marine Corps / Navy
MCAS Cherry Point is the largest Marine Corps air station on the East Coast, home to 2nd Marine Aircraft Wing squadrons and the Fleet Readiness Center East, located in coastal North Carolina.
Quick Facts
Location
Havelock, NC
Branch
Marine Corps, Navy
MHA
Morehead/Cherry Pt Mcas, NC
E-5 w/dep BAH
$1,851/mo
State Tax
4.0% (North Carolina)
2026 BAH Rates — Morehead/Cherry Pt Mcas, NC
Monthly rates. Source: DTMO 2026 BAH data. BAH is not taxable income.
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| Enlisted | ||
| E-1 (PVT/SR/Amn/Pvt) | $1,806 | $1,683 |
| E-2 (PV2/FA/A1C/PFC) | $1,806 | $1,683 |
| E-3 (PFC/SA/SrA/LCpl) | $1,806 | $1,683 |
| E-4 (SPC/Cpl/SN/Cpl) | $1,806 | $1,683 |
| E-5 (SGT/PO2/SSgt) | $1,851 | $1,722 |
| E-6 (SSG/PO1/TSgt) | $2,046 | $1,758 |
| E-7 (SFC/CPO/MSgt) | $2,181 | $1,806 |
| E-8 (MSG/1SG/SCPO) | $2,328 | $1,896 |
| E-9 (SGM/CSM/MCPO) | $2,502 | $1,944 |
| Warrant Officer | ||
| W-1 (WO1) | $2,064 | $1,803 |
| W-2 (CW2) | $2,241 | $1,893 |
| W-3 (CW3) | $2,424 | $1,953 |
| W-4 (CW4) | $2,529 | $2,070 |
| W-5 (CW5) | $2,658 | $2,214 |
| Officer (Prior Enlisted) | ||
| O-1E (2LT — prior enlisted) | $2,205 | $1,848 |
| O-2E (1LT — prior enlisted) | $2,397 | $1,932 |
| O-3E (CPT — prior enlisted) | $2,550 | $2,034 |
| Officer | ||
| O-1 (2LT/ENS/2ndLt) | $1,884 | $1,755 |
| O-2 (1LT/LTJG/1stLt) | $2,043 | $1,839 |
| O-3 (CPT/LT/Capt) | $2,421 | $1,971 |
| O-4 (MAJ/LCDR/Maj) | $2,697 | $2,184 |
| O-5 (LTC/CDR/LtCol) | $2,898 | $2,265 |
| O-6 (COL/CAPT/Col) | $2,919 | $2,403 |
| O-7 (BG/RDML/BGen) | $2,940 | $2,445 |
O-8, O-9, and O-10 receive the same BAH as O-7. Rates effective January 1, 2026.
How This Market Compares
E-5 w/dep BAH here
$1,851/mo
National avg E-5 w/dep
$1,987/mo
vs. National avg
-$136/mo
Havelock is a military-centric market with affordable rents. BAH provides excellent coverage, and buyers often find strong value in the adjacent New Bern area.
Key Insights for MCAS Cherry Point
An E-5 with dependents receives $1,851/month BAH — or $22,212/year — to cover housing costs in the Morehead/Cherry Pt Mcas, NC area.
North Carolina taxes military base pay at approximately 4.0%. BAH and BAS remain tax-free at the federal and state level.
BAH is designed to cover median rental costs — not average or premium rents. Members living in above-median housing pay the difference out of pocket; those in below-median housing keep the surplus.
Calculate Your Full Military Pay
BAH is one component. See your total compensation including base pay, BAS, and tax savings.
Nearby & Comparable Installations
Data Source & Disclaimer
BAH rates are from the Defense Travel Management Office (DTMO) 2026 BAH data, effective January 1, 2026. Rates are set by Military Housing Area (MHA), not individual ZIP code — all ZIPs in the same MHA receive identical rates. This page is for informational purposes only and is not affiliated with DoD, DTMO, or any government agency. Verify your entitlement at travel.dod.mil.