Naval Air Station Pensacola
Pensacola, Florida · Navy
NAS Pensacola is the "Cradle of Naval Aviation," home to primary flight training, the Naval Aviation Museum, and the Blue Angels flight demonstration squadron.
Quick Facts
Location
Pensacola, FL
Branch
Navy
MHA
Pensacola, FL
E-5 w/dep BAH
$1,863/mo
State Tax
No state income tax
2026 BAH Rates — Pensacola, FL
Monthly rates. Source: DTMO 2026 BAH data. BAH is not taxable income.
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| Enlisted | ||
| E-1 (PVT/SR/Amn/Pvt) | $1,794 | $1,521 |
| E-2 (PV2/FA/A1C/PFC) | $1,794 | $1,521 |
| E-3 (PFC/SA/SrA/LCpl) | $1,794 | $1,521 |
| E-4 (SPC/Cpl/SN/Cpl) | $1,794 | $1,521 |
| E-5 (SGT/PO2/SSgt) | $1,863 | $1,644 |
| E-6 (SSG/PO1/TSgt) | $2,235 | $1,722 |
| E-7 (SFC/CPO/MSgt) | $2,256 | $1,791 |
| E-8 (MSG/1SG/SCPO) | $2,265 | $1,941 |
| E-9 (SGM/CSM/MCPO) | $2,304 | $2,046 |
| Warrant Officer | ||
| W-1 (WO1) | $2,253 | $1,782 |
| W-2 (CW2) | $2,262 | $1,938 |
| W-3 (CW3) | $2,274 | $2,061 |
| W-4 (CW4) | $2,325 | $2,229 |
| W-5 (CW5) | $2,427 | $2,241 |
| Officer (Prior Enlisted) | ||
| O-1E (2LT — prior enlisted) | $2,259 | $1,860 |
| O-2E (1LT — prior enlisted) | $2,268 | $2,022 |
| O-3E (CPT — prior enlisted) | $2,340 | $2,226 |
| Officer | ||
| O-1 (2LT/ENS/2ndLt) | $1,914 | $1,719 |
| O-2 (1LT/LTJG/1stLt) | $2,232 | $1,842 |
| O-3 (CPT/LT/Capt) | $2,271 | $2,097 |
| O-4 (MAJ/LCDR/Maj) | $2,457 | $2,232 |
| O-5 (LTC/CDR/LtCol) | $2,610 | $2,244 |
| O-6 (COL/CAPT/Col) | $2,631 | $2,247 |
| O-7 (BG/RDML/BGen) | $2,646 | $2,259 |
O-8, O-9, and O-10 receive the same BAH as O-7. Rates effective January 1, 2026.
How This Market Compares
E-5 w/dep BAH here
$1,863/mo
National avg E-5 w/dep
$1,987/mo
vs. National avg
-$124/mo
Pensacola is an attractive coastal market with moderate rents relative to Florida averages. BAH covers most mid-range rentals, and buyers find good value in neighborhoods north of downtown.
Key Insights for Naval Air Station Pensacola
An E-5 with dependents receives $1,863/month BAH — or $22,356/year — to cover housing costs in the Pensacola, FL area.
Florida has no state income tax on military pay, meaning your BAH, base pay, and special pays go further here than in high-tax states.
BAH is designed to cover median rental costs — not average or premium rents. Members living in above-median housing pay the difference out of pocket; those in below-median housing keep the surplus.
Calculate Your Full Military Pay
BAH is one component. See your total compensation including base pay, BAS, and tax savings.
Nearby & Comparable Installations
Data Source & Disclaimer
BAH rates are from the Defense Travel Management Office (DTMO) 2026 BAH data, effective January 1, 2026. Rates are set by Military Housing Area (MHA), not individual ZIP code — all ZIPs in the same MHA receive identical rates. This page is for informational purposes only and is not affiliated with DoD, DTMO, or any government agency. Verify your entitlement at travel.dod.mil.