2026 BAH Rates

Naval Base Ventura County

Port Hueneme, California · Navy

NBVC hosts Naval Air Station Point Mugu and Naval Construction Battalion Center Port Hueneme, supporting aircraft testing, the Pacific Seabees, and Naval Air Warfare Center Weapons Division.

Quick Facts

Location

Port Hueneme, CA

Branch

Navy

MHA

Ventura, CA

E-5 w/dep BAH

$3,537/mo

State Tax

6.5% (California)

CONUS COLA

Eligible (moderate)

2026 BAH Rates — Ventura, CA

Monthly rates. Source: DTMO 2026 BAH data. BAH is not taxable income.

Pay GradeWith DependentsWithout Dependents
Enlisted
E-1 (PVT/SR/Amn/Pvt)$3,378$2,652
E-2 (PV2/FA/A1C/PFC)$3,378$2,652
E-3 (PFC/SA/SrA/LCpl)$3,378$2,652
E-4 (SPC/Cpl/SN/Cpl)$3,378$2,652
E-5 (SGT/PO2/SSgt)$3,537$3,018
E-6 (SSG/PO1/TSgt)$4,008$3,228
E-7 (SFC/CPO/MSgt)$4,083$3,381
E-8 (MSG/1SG/SCPO)$4,161$3,636
E-9 (SGM/CSM/MCPO)$4,305$3,771
Warrant Officer
W-1 (WO1)$4,029$3,333
W-2 (CW2)$4,116$3,633
W-3 (CW3)$4,215$3,789
W-4 (CW4)$4,341$4,020
W-5 (CW5)$4,497$4,101
Officer (Prior Enlisted)
O-1E (2LT — prior enlisted)$4,095$3,534
O-2E (1LT — prior enlisted)$4,200$3,741
O-3E (CPT — prior enlisted)$4,365$4,002
Officer
O-1 (2LT/ENS/2ndLt)$3,600$3,213
O-2 (1LT/LTJG/1stLt)$4,002$3,486
O-3 (CPT/LT/Capt)$4,212$3,834
O-4 (MAJ/LCDR/Maj)$4,545$4,080
O-5 (LTC/CDR/LtCol)$4,788$4,122
O-6 (COL/CAPT/Col)$4,830$4,194
O-7 (BG/RDML/BGen)$4,866$4,269

O-8, O-9, and O-10 receive the same BAH as O-7. Rates effective January 1, 2026.

How This Market Compares

E-5 w/dep BAH here

$3,537/mo

National avg E-5 w/dep

$1,987/mo

vs. National avg

+$1,550/mo

Port Hueneme and Oxnard are among the more affordable Ventura County communities, but Southern California BAH rates are needed to compete in this market. BAH covers most rents but leaves little surplus.

Key Insights for Naval Base Ventura County

  • An E-5 with dependents receives $3,537/month BAH — or $42,444/year — to cover housing costs in the Ventura, CA area.

  • California taxes military base pay at approximately 6.5%. BAH and BAS remain tax-free at the federal and state level.

  • Members at Naval Base Ventura County are eligible for CONUS COLA — a monthly supplement for high-cost areas (Ventura County, moderate tier). Confirm your exact rate with your finance office.

  • BAH is designed to cover median rental costs — not average or premium rents. Members living in above-median housing pay the difference out of pocket; those in below-median housing keep the surplus.

Calculate Your Full Military Pay

BAH is one component. See your total compensation including base pay, BAS, and tax savings.

Data Source & Disclaimer

BAH rates are from the Defense Travel Management Office (DTMO) 2026 BAH data, effective January 1, 2026. Rates are set by Military Housing Area (MHA), not individual ZIP code — all ZIPs in the same MHA receive identical rates. This page is for informational purposes only and is not affiliated with DoD, DTMO, or any government agency. Verify your entitlement at travel.dod.mil.