Presidio of Monterey
Monterey, California · Army
Check your rate
Select your rank and dependent status below
See what it buys
Compare your BAH to local rent and mortgage costs
Plan your move
Compare stations or estimate PCS costs
Showing E-5 with dependents for the Monterey, CA MHA.
Quick Facts
Location
Monterey, CA
Branch
Army
MHA
Monterey, CA
E-5 w/dep
$3,465/mo
State Tax
6.5% (California)
CONUS COLA
Eligible (high)
How This Market Compares
Monterey Peninsula rents are high. Pacific Grove, Seaside, and Salinas offer lower-cost alternatives. BAH reflects the elevated Monterey/Salinas area market — plan accordingly before arrival.
E-5 w/dep BAH here
$3,465/mo
Natl median E-5 w/dep
$2,061/mo
vs. natl avg
+$1,404/mo
2026 BAH Rates — Monterey, CA
Monthly rates for all pay grades. Source: DTMO 2026 BAH data. BAH is not taxable income.
E-4 w/dep: $3,249/mo·E-5 w/dep: $3,465/mo·E-6 w/dep: $3,867/mo
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| Enlisted | ||
| E-1 (PVT/SR/Amn/Pvt) | $3,249 | $2,493 |
| E-2 (PV2/FA/A1C/PFC) | $3,249 | $2,493 |
| E-3 (PFC/SA/SrA/LCpl) | $3,249 | $2,493 |
| E-4 (SPC/Cpl/SN/Cpl) | $3,249 | $2,493 |
| E-5 (SGT/PO2/SSgt) | $3,465 | $2,844 |
| E-6 (SSG/PO1/TSgt) | $3,867 | $3,054 |
| E-7 (SFC/CPO/MSgt) | $4,218 | $3,258 |
| E-8 (MSG/1SG/SCPO) | $4,599 | $3,549 |
| E-9 (SGM/CSM/MCPO) | $4,956 | $3,717 |
| Warrant Officer | ||
| W-1 (WO1) | $3,894 | $3,183 |
| W-2 (CW2) | $4,374 | $3,546 |
| W-3 (CW3) | $4,842 | $3,720 |
| W-4 (CW4) | $5,001 | $3,951 |
| W-5 (CW5) | $5,196 | $4,305 |
| Officer (Prior Enlisted) | ||
| O-1E (2LT — prior enlisted) | $4,293 | $3,462 |
| O-2E (1LT — prior enlisted) | $4,773 | $3,639 |
| O-3E (CPT — prior enlisted) | $5,031 | $3,861 |
| Officer | ||
| O-1 (2LT/ENS/2ndLt) | $3,519 | $3,030 |
| O-2 (1LT/LTJG/1stLt) | $3,864 | $3,396 |
| O-3 (CPT/LT/Capt) | $4,824 | $3,723 |
| O-4 (MAJ/LCDR/Maj) | $5,259 | $4,245 |
| O-5 (LTC/CDR/LtCol) | $5,565 | $4,464 |
| O-6 (COL/CAPT/Col) | $5,613 | $4,821 |
| O-7 (BG/RDML/BGen) | $5,658 | $4,908 |
O-8, O-9, and O-10 receive the same BAH as O-7. Rates effective January 1, 2026.
Key Insights for Presidio of Monterey
An E-5 with dependents receives $3,465/month — that's $41,580/year in tax-free housing money to cover costs in the Monterey, CA market.
California taxes military base pay at approximately 6.5%. BAH and BAS remain tax-free at the federal and state level.
Members at Presidio of Monterey are eligible for CONUS COLA — a monthly supplement for high-cost areas (Monterey Peninsula, high tier). Confirm your exact rate with your finance office.
BAH is designed to cover median rental costs — not average or premium rents. Members living in above-median housing pay the difference out of pocket; those in below-median housing keep the surplus.
What to do next
BAH is the starting point. Here are the calculations that matter most for your PCS decision.
Compare Presidio of Monterey to another duty station→Get notified when 2027 BAH rates update for Presidio of Monterey
Updates when rates change. No spam.
We'll only email you when official rates change or new tools launch. Unsubscribe anytime.
Nearby & Comparable Installations
Data Source & Disclaimer
BAH rates are from the Defense Travel Management Office (DTMO) 2026 BAH data, effective January 1, 2026. Rates are set by Military Housing Area (MHA), not individual ZIP code — all ZIPs in the same MHA receive identical rates. This page is for informational purposes only and is not affiliated with DoD, DTMO, or any government agency. Verify your entitlement at travel.dod.mil.