2026 BAH Rates

Whiteman AFB

Warrensburg, Missouri · Air Force

Whiteman AFB is the only base in the world that operates the B-2 Spirit stealth bomber — home of the 509th Bomb Wing.

1

Check your rate

Select your rank and dependent status below

2

See it vs. local rent

Compare your BAH to the area's Fair Market Rent

3

Plan your move

Compare stations or estimate PCS costs

Quick reference: 2026 BAH rates at Whiteman AFB

For 2026, BAH rates at Whiteman AFB (Whiteman Afb, MO MHA) are: E-4 with dependents: $1,449/mo · E-5 without dependents: $1,215/mo · E-5 with dependents: $1,611/mo · E-6 with dependents: $1,929/mo · E-7 with dependents: $2,043/mo · O-3 with dependents: $2,244/mo. BAH is excluded from federal taxable income. Full rates for all pay grades are in the table below.

Showing E-5 with dependents for the Whiteman Afb, MO MHA.

Year over year: +$138 (9.4%) vs 2025

How This Market Compares

Whiteman AFB BAH for an E-5 with dependents is $1,611/month — $450/month below the national median of $2,061. That ranks the Whiteman Afb, MO MHA 255th-highest of the 338 military housing areas tracked nationwide (top 75%) for the E-5 with-dependents rate.

E-5 w/dep BAH here

$1,611/mo

Natl median E-5 w/dep

$2,061/mo

vs. national median

-$450/mo

BAH vs. Local Rent

Across this area, 2-bedroom Fair Market Rent runs about $890$1,030 (median $980).

E-5 w/dep BAH

$1,611/mo

2BR rent (HUD FMR, FY2026)

$980 median

$890$1,030 range

The 2026 BAH for E-5 with dependents ($1,611) is above the area's 75th-percentile 2-bedroom rent — it covers a 2-bedroom across most of this area.

BAH is designed to cover about 95% of typical local housing costs — rent plus utilities — for a member's pay grade and dependency status, leaving a roughly 5% member cost share.

2-bedroom Fair Market Rent (HUD, FY2026). 2-bedroom is the reference point closest to junior- and mid-grade housing; larger households and senior grades typically need more space. Rent figures are HUD Small Area Fair Market Rents matched to this installation's Military Housing Area by ZIP code. MHA boundaries and HUD rent areas don't align perfectly, so these are area-level reference figures, not a personalized rent estimate. FMR is a gross-rent figure that includes tenant-paid utilities — the same basis BAH is built on.

How Whiteman AFB BAH is set

BAH is set by Military Housing Area (MHA), not by your specific ZIP code or neighborhood. Whiteman AFB falls in the Whiteman Afb, MO MHA — every installation and address in that MHA receives the same rate for a given pay grade and dependency status, so multiple bases can share one rate.

For 2026, the E-5 with-dependents rate at Whiteman AFB rose $138 (+9.4%) from 2025's $1,473/month — about $1,656 more over the year, excluded from federal taxable income. That's above the national average BAH increase of 4.2% for 2026. Year-over-year change reflects published table rates; individual rate protection may keep your personal rate higher.

2026 BAH Rates — Whiteman Afb, MO

Monthly rates for all pay grades. Source: DTMO 2026 BAH data. BAH is not taxable income.

E-4 w/dep: $1,449/mo·E-5 w/dep: $1,611/mo·E-6 w/dep: $1,929/mo

Pay GradeWith DependentsWithout Dependents
Enlisted
E-1 (PVT/SR/Amn/Pvt)$1,449 +$135 (10.3%)$1,110 +$114 (11.4%)
E-2 (PV2/FA/A1C/PFC)$1,449 +$135 (10.3%)$1,110 +$114 (11.4%)
E-3 (PFC/SA/SrA/LCpl)$1,449 +$135 (10.3%)$1,110 +$114 (11.4%)
E-4 (SPC/Cpl/SN/Cpl)$1,449 +$135 (10.3%)$1,110 +$114 (11.4%)
E-5 (SGT/PO2/SSgt)$1,611 +$138 (9.4%)$1,215 +$111 (10.1%)
E-6 (SSG/PO1/TSgt)$1,929 +$180 (10.3%)$1,446 +$135 (10.3%)
E-7 (SFC/CPO/MSgt)$2,043 +$183 (9.8%)$1,533 +$138 (9.9%)
E-8 (MSG/1SG/SCPO)$2,166 +$186 (9.4%)$1,680 +$147 (9.6%)
E-9 (SGM/CSM/MCPO)$2,322 +$195 (9.2%)$1,767 +$159 (9.9%)
Warrant Officer
W-1 (WO1)$1,950 +$183 (10.4%)$1,464 +$138 (10.4%)
W-2 (CW2)$2,094 +$183 (9.6%)$1,677 +$147 (9.6%)
W-3 (CW3)$2,247 +$189 (9.2%)$1,782 +$162 (10.0%)
W-4 (CW4)$2,349 +$195 (9.1%)$1,953 +$183 (10.3%)
W-5 (CW5)$2,478 +$207 (9.1%)$2,070 +$183 (9.7%)
Officer (Prior Enlisted)
O-1E (2LT — prior enlisted)$2,064 +$186 (9.9%)$1,608 +$138 (9.4%)
O-2E (1LT — prior enlisted)$2,223 +$186 (9.1%)$1,749 +$159 (10.0%)
O-3E (CPT — prior enlisted)$2,370 +$201 (9.3%)$1,923 +$183 (10.5%)
Officer
O-1 (2LT/ENS/2ndLt)$1,656 +$141 (9.3%)$1,281 +$129 (11.2%)
O-2 (1LT/LTJG/1stLt)$1,926 +$180 (10.3%)$1,560 +$135 (9.5%)
O-3 (CPT/LT/Capt)$2,244 +$189 (9.2%)$1,812 +$165 (10.0%)
O-4 (MAJ/LCDR/Maj)$2,517 +$207 (9.0%)$2,046 +$183 (9.8%)
O-5 (LTC/CDR/LtCol)$2,715 +$228 (9.2%)$2,112 +$183 (9.5%)
O-6 (COL/CAPT/Col)$2,736 +$228 (9.1%)$2,226 +$186 (9.1%)
O-7 (BG/RDML/BGen)$2,751 +$228 (9.0%)$2,262 +$186 (9.0%)

O-8, O-9, and O-10 receive the same BAH as O-7. Rates effective January 1, 2026. Year-over-year change reflects published BAH table rates. Individual rate protection means your personal rate may differ if you've maintained eligibility at this location.

Calculator

BAH is just one piece of your pay

See your full compensation at Whiteman AFB — including base pay, BAS, tax advantages, and what a civilian would need to earn to match it.

Calculate your total compensation →

State income tax

Missouri taxes military pay at up to 4.95%. Active-duty pay may qualify for partial deductions — verify with a tax professional. BAH and BAS are excluded from federal taxable income; state treatment varies.

Rent and cost figures on this page are approximate and provided for informational and educational purposes only. They reflect market estimates at time of publication and may not reflect current conditions. This is not financial, tax, or housing advice. Always verify figures independently and consult a qualified professional before making financial commitments.

Frequently Asked Questions

What is the 2026 BAH rate for an E-5 with dependents at Whiteman AFB?

For 2026, an E-5 with dependents at Whiteman AFB receives $1,611/month in BAH (Whiteman Afb, MO MHA). Other grades with dependents: E-6 $1,929/month, E-7 $2,043/month, O-3 $2,244/month. E-5 without dependents is $1,215/month. BAH is excluded from federal taxable income.

Which Military Housing Area (MHA) is used for Whiteman AFB BAH?

Whiteman AFB is assigned to the Whiteman Afb, MO Military Housing Area (MHA). Every installation and address in the same MHA receives the same rate, regardless of exact ZIP or neighborhood. Rates are published annually by the Defense Travel Management Office (DTMO) and take effect January 1.

How much did Whiteman AFB BAH change from 2025 to 2026?

For 2026, the E-5 with-dependents rate at Whiteman AFB rose $138 (+9.4%) from 2025's $1,473/month — about $1,656 more over the year, excluded from federal taxable income. That's above the national average BAH increase of 4.2% for 2026. Rate protection means a member who stays at the same location with the same dependency status keeps their rate even if the published table rate falls.

Does Whiteman AFB BAH depend on my exact ZIP code?

No. BAH is set by Military Housing Area (MHA), not by your specific ZIP or neighborhood. Whiteman AFB falls in the Whiteman Afb, MO MHA, so every ZIP in that area receives the identical rate for a given pay grade and dependency status.

How does Whiteman AFB BAH compare with nearby installations?

Nearby installations have their own MHA rates. For an E-5 with dependents: Fort Leavenworth is $204/month higher, Scott AFB is $825/month higher, and Offutt AFB is $474/month higher — compared with Whiteman AFB's $1,611/month.

How does BAH at Whiteman AFB compare with local rent?

For 2026, an E-5 with dependents at Whiteman AFB receives $1,611/month in BAH. Across the Whiteman Afb, MO area, 2-bedroom Fair Market Rent (HUD, FY2026) runs about $890–$1,030 (median $980). The 2026 BAH for an E-5 with dependents ($1,611) is above the area's 75th-percentile 2-bedroom rent — it covers a 2-bedroom across most of this area. BAH is designed to cover about 95% of typical local housing costs — rent plus utilities — for a member's pay grade and dependency status.

Is BAH taxable for service members stationed at Whiteman AFB?

No. BAH is excluded from federal taxable income under the Military Pay Tax Exclusion. Most states also exempt BAH from state income tax, though treatment varies by state. Service members keep the full dollar value of their housing allowance.

What to do next

BAH is the starting point. Here are the calculations that matter most for your PCS decision.

Compare Whiteman AFB to another duty station

Get notified when 2027 BAH rates update for Whiteman AFB

Updates when rates change. No spam.

We'll only email you when official rates change or new tools launch. Unsubscribe anytime.

Data Source & Disclaimer

BAH rates are from the Defense Travel Management Office (DTMO) 2026 BAH data, effective January 1, 2026. Rates are set by Military Housing Area (MHA), not individual ZIP code — all ZIPs in the same MHA receive identical rates. This page is for informational purposes only and is not affiliated with DoD, DTMO, or any government agency. Verify your entitlement at travel.dod.mil.