2026 BAH Rates

Fort Carson

Colorado Springs, Colorado · Army

Fort Carson is home to the 4th Infantry Division and several special operations units, situated at the base of Pikes Peak in Colorado Springs.

Quick Facts

Location

Colorado Springs, CO

Branch

Army

MHA

Colorado Springs, CO

E-5 w/dep BAH

$2,358/mo

State Tax

4.4% (Colorado)

2026 BAH Rates — Colorado Springs, CO

Monthly rates. Source: DTMO 2026 BAH data. BAH is not taxable income.

Pay GradeWith DependentsWithout Dependents
Enlisted
E-1 (PVT/SR/Amn/Pvt)$2,160$1,689
E-2 (PV2/FA/A1C/PFC)$2,160$1,689
E-3 (PFC/SA/SrA/LCpl)$2,160$1,689
E-4 (SPC/Cpl/SN/Cpl)$2,160$1,689
E-5 (SGT/PO2/SSgt)$2,358$1,860
E-6 (SSG/PO1/TSgt)$2,433$1,980
E-7 (SFC/CPO/MSgt)$2,487$2,166
E-8 (MSG/1SG/SCPO)$2,553$2,379
E-9 (SGM/CSM/MCPO)$2,646$2,388
Warrant Officer
W-1 (WO1)$2,448$2,103
W-2 (CW2)$2,514$2,376
W-3 (CW3)$2,598$2,394
W-4 (CW4)$2,664$2,436
W-5 (CW5)$2,754$2,502
Officer (Prior Enlisted)
O-1E (2LT — prior enlisted)$2,496$2,355
O-2E (1LT — prior enlisted)$2,583$2,385
O-3E (CPT — prior enlisted)$2,679$2,418
Officer
O-1 (2LT/ENS/2ndLt)$2,376$1,959
O-2 (1LT/LTJG/1stLt)$2,430$2,295
O-3 (CPT/LT/Capt)$2,595$2,397
O-4 (MAJ/LCDR/Maj)$2,778$2,484
O-5 (LTC/CDR/LtCol)$2,913$2,517
O-6 (COL/CAPT/Col)$2,934$2,574
O-7 (BG/RDML/BGen)$2,955$2,616

O-8, O-9, and O-10 receive the same BAH as O-7. Rates effective January 1, 2026.

How This Market Compares

E-5 w/dep BAH here

$2,358/mo

National avg E-5 w/dep

$1,987/mo

vs. National avg

+$371/mo

Colorado Springs has seen rapid housing price appreciation over the past decade. BAH covers most mid-range apartments, but the competitive ownership market means buyers may need additional funds beyond BAH for a down payment.

Key Insights for Fort Carson

  • An E-5 with dependents receives $2,358/month BAH — or $28,296/year — to cover housing costs in the Colorado Springs, CO area.

  • Colorado taxes military base pay at approximately 4.4%. BAH and BAS remain tax-free at the federal and state level.

  • BAH is designed to cover median rental costs — not average or premium rents. Members living in above-median housing pay the difference out of pocket; those in below-median housing keep the surplus.

Calculate Your Full Military Pay

BAH is one component. See your total compensation including base pay, BAS, and tax savings.

Data Source & Disclaimer

BAH rates are from the Defense Travel Management Office (DTMO) 2026 BAH data, effective January 1, 2026. Rates are set by Military Housing Area (MHA), not individual ZIP code — all ZIPs in the same MHA receive identical rates. This page is for informational purposes only and is not affiliated with DoD, DTMO, or any government agency. Verify your entitlement at travel.dod.mil.