Fort Knox
Radcliff, Kentucky · Army
Fort Knox is the home of Armor School, the U.S. Army Human Resources Command, and the Army's gold bullion depository, located southwest of Louisville.
Quick Facts
Location
Radcliff, KY
Branch
Army
MHA
Fort Knox, KY
E-5 w/dep BAH
$1,647/mo
State Tax
4.0% (Kentucky)
2026 BAH Rates — Fort Knox, KY
Monthly rates. Source: DTMO 2026 BAH data. BAH is not taxable income.
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| Enlisted | ||
| E-1 (PVT/SR/Amn/Pvt) | $1,575 | $1,350 |
| E-2 (PV2/FA/A1C/PFC) | $1,575 | $1,350 |
| E-3 (PFC/SA/SrA/LCpl) | $1,575 | $1,350 |
| E-4 (SPC/Cpl/SN/Cpl) | $1,575 | $1,350 |
| E-5 (SGT/PO2/SSgt) | $1,647 | $1,443 |
| E-6 (SSG/PO1/TSgt) | $2,136 | $1,602 |
| E-7 (SFC/CPO/MSgt) | $2,241 | $1,680 |
| E-8 (MSG/1SG/SCPO) | $2,352 | $1,764 |
| E-9 (SGM/CSM/MCPO) | $2,505 | $1,893 |
| Warrant Officer | ||
| W-1 (WO1) | $2,157 | $1,617 |
| W-2 (CW2) | $2,286 | $1,746 |
| W-3 (CW3) | $2,424 | $1,911 |
| W-4 (CW4) | $2,538 | $2,157 |
| W-5 (CW5) | $2,679 | $2,265 |
| Officer (Prior Enlisted) | ||
| O-1E (2LT — prior enlisted) | $2,259 | $1,695 |
| O-2E (1LT — prior enlisted) | $2,403 | $1,860 |
| O-3E (CPT — prior enlisted) | $2,559 | $2,130 |
| Officer | ||
| O-1 (2LT/ENS/2ndLt) | $1,710 | $1,503 |
| O-2 (1LT/LTJG/1stLt) | $2,133 | $1,683 |
| O-3 (CPT/LT/Capt) | $2,421 | $1,956 |
| O-4 (MAJ/LCDR/Maj) | $2,724 | $2,241 |
| O-5 (LTC/CDR/LtCol) | $2,943 | $2,301 |
| O-6 (COL/CAPT/Col) | $2,964 | $2,403 |
| O-7 (BG/RDML/BGen) | $2,985 | $2,442 |
O-8, O-9, and O-10 receive the same BAH as O-7. Rates effective January 1, 2026.
How This Market Compares
E-5 w/dep BAH here
$1,647/mo
National avg E-5 w/dep
$1,987/mo
vs. National avg
-$340/mo
The Elizabethtown/Radcliff market offers affordable housing. BAH typically covers 2-bedroom apartments with room to spare at E-5 and above, and homebuyers often find strong BAH surplus in starter-home price ranges.
Key Insights for Fort Knox
An E-5 with dependents receives $1,647/month BAH — or $19,764/year — to cover housing costs in the Fort Knox, KY area.
Kentucky taxes military base pay at approximately 4.0%. BAH and BAS remain tax-free at the federal and state level.
BAH is designed to cover median rental costs — not average or premium rents. Members living in above-median housing pay the difference out of pocket; those in below-median housing keep the surplus.
Calculate Your Full Military Pay
BAH is one component. See your total compensation including base pay, BAS, and tax savings.
Nearby & Comparable Installations
Data Source & Disclaimer
BAH rates are from the Defense Travel Management Office (DTMO) 2026 BAH data, effective January 1, 2026. Rates are set by Military Housing Area (MHA), not individual ZIP code — all ZIPs in the same MHA receive identical rates. This page is for informational purposes only and is not affiliated with DoD, DTMO, or any government agency. Verify your entitlement at travel.dod.mil.