2026 BAH Rates

Fort Sill

Lawton, Oklahoma · Army

Fort Sill is the home of the Field Artillery School and a major training center, located in southwestern Oklahoma. It also serves as a detention facility under Army control.

Quick Facts

Location

Lawton, OK

Branch

Army

MHA

Fort Sill/Lawton, OK

E-5 w/dep BAH

$1,233/mo

State Tax

4.8% (Oklahoma)

2026 BAH Rates — Fort Sill/Lawton, OK

Monthly rates. Source: DTMO 2026 BAH data. BAH is not taxable income.

Pay GradeWith DependentsWithout Dependents
Enlisted
E-1 (PVT/SR/Amn/Pvt)$1,203$969
E-2 (PV2/FA/A1C/PFC)$1,203$969
E-3 (PFC/SA/SrA/LCpl)$1,203$969
E-4 (SPC/Cpl/SN/Cpl)$1,203$969
E-5 (SGT/PO2/SSgt)$1,233$1,092
E-6 (SSG/PO1/TSgt)$1,494$1,170
E-7 (SFC/CPO/MSgt)$1,587$1,209
E-8 (MSG/1SG/SCPO)$1,692$1,290
E-9 (SGM/CSM/MCPO)$1,842$1,383
Warrant Officer
W-1 (WO1)$1,509$1,206
W-2 (CW2)$1,632$1,287
W-3 (CW3)$1,761$1,386
W-4 (CW4)$1,872$1,509
W-5 (CW5)$2,013$1,611
Officer (Prior Enlisted)
O-1E (2LT — prior enlisted)$1,605$1,230
O-2E (1LT — prior enlisted)$1,740$1,344
O-3E (CPT — prior enlisted)$1,893$1,482
Officer
O-1 (2LT/ENS/2ndLt)$1,272$1,167
O-2 (1LT/LTJG/1stLt)$1,491$1,227
O-3 (CPT/LT/Capt)$1,758$1,395
O-4 (MAJ/LCDR/Maj)$2,055$1,587
O-5 (LTC/CDR/LtCol)$2,271$1,704
O-6 (COL/CAPT/Col)$2,286$1,740
O-7 (BG/RDML/BGen)$2,298$1,767

O-8, O-9, and O-10 receive the same BAH as O-7. Rates effective January 1, 2026.

How This Market Compares

E-5 w/dep BAH here

$1,233/mo

National avg E-5 w/dep

$1,987/mo

vs. National avg

-$754/mo

Lawton is one of the most affordable military housing markets in the country. BAH at most grades significantly exceeds rents, and homeownership is very accessible.

Key Insights for Fort Sill

  • An E-5 with dependents receives $1,233/month BAH — or $14,796/year — to cover housing costs in the Fort Sill/Lawton, OK area.

  • Oklahoma taxes military base pay at approximately 4.8%. BAH and BAS remain tax-free at the federal and state level.

  • BAH is designed to cover median rental costs — not average or premium rents. Members living in above-median housing pay the difference out of pocket; those in below-median housing keep the surplus.

Calculate Your Full Military Pay

BAH is one component. See your total compensation including base pay, BAS, and tax savings.

Data Source & Disclaimer

BAH rates are from the Defense Travel Management Office (DTMO) 2026 BAH data, effective January 1, 2026. Rates are set by Military Housing Area (MHA), not individual ZIP code — all ZIPs in the same MHA receive identical rates. This page is for informational purposes only and is not affiliated with DoD, DTMO, or any government agency. Verify your entitlement at travel.dod.mil.