Fort Stewart
Hinesville, Georgia · Army
Fort Stewart is the largest Army installation east of the Mississippi River and home to the 3rd Infantry Division, located on the Georgia coast near Savannah.
Quick Facts
Location
Hinesville, GA
Branch
Army
MHA
Fort Stewart, GA
E-5 w/dep BAH
$2,310/mo
State Tax
5.5% (Georgia)
2026 BAH Rates — Fort Stewart, GA
Monthly rates. Source: DTMO 2026 BAH data. BAH is not taxable income.
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| Enlisted | ||
| E-1 (PVT/SR/Amn/Pvt) | $2,175 | $1,791 |
| E-2 (PV2/FA/A1C/PFC) | $2,175 | $1,791 |
| E-3 (PFC/SA/SrA/LCpl) | $2,175 | $1,791 |
| E-4 (SPC/Cpl/SN/Cpl) | $2,175 | $1,791 |
| E-5 (SGT/PO2/SSgt) | $2,310 | $1,947 |
| E-6 (SSG/PO1/TSgt) | $2,439 | $2,049 |
| E-7 (SFC/CPO/MSgt) | $2,493 | $2,178 |
| E-8 (MSG/1SG/SCPO) | $2,556 | $2,340 |
| E-9 (SGM/CSM/MCPO) | $2,682 | $2,367 |
| Warrant Officer | ||
| W-1 (WO1) | $2,454 | $2,142 |
| W-2 (CW2) | $2,520 | $2,337 |
| W-3 (CW3) | $2,601 | $2,376 |
| W-4 (CW4) | $2,715 | $2,442 |
| W-5 (CW5) | $2,859 | $2,508 |
| Officer (Prior Enlisted) | ||
| O-1E (2LT — prior enlisted) | $2,502 | $2,307 |
| O-2E (1LT — prior enlisted) | $2,586 | $2,361 |
| O-3E (CPT — prior enlisted) | $2,736 | $2,427 |
| Officer | ||
| O-1 (2LT/ENS/2ndLt) | $2,334 | $2,037 |
| O-2 (1LT/LTJG/1stLt) | $2,436 | $2,268 |
| O-3 (CPT/LT/Capt) | $2,598 | $2,385 |
| O-4 (MAJ/LCDR/Maj) | $2,904 | $2,490 |
| O-5 (LTC/CDR/LtCol) | $3,129 | $2,520 |
| O-6 (COL/CAPT/Col) | $3,153 | $2,577 |
| O-7 (BG/RDML/BGen) | $3,174 | $2,619 |
O-8, O-9, and O-10 receive the same BAH as O-7. Rates effective January 1, 2026.
How This Market Compares
E-5 w/dep BAH here
$2,310/mo
National avg E-5 w/dep
$1,987/mo
vs. National avg
+$323/mo
Hinesville is a military-dependent housing market with limited rental inventory. Many families commute from the larger Savannah metro for more options, where BAH still covers most mid-range rentals.
Key Insights for Fort Stewart
An E-5 with dependents receives $2,310/month BAH — or $27,720/year — to cover housing costs in the Fort Stewart, GA area.
Georgia taxes military base pay at approximately 5.5%. BAH and BAS remain tax-free at the federal and state level.
BAH is designed to cover median rental costs — not average or premium rents. Members living in above-median housing pay the difference out of pocket; those in below-median housing keep the surplus.
Calculate Your Full Military Pay
BAH is one component. See your total compensation including base pay, BAS, and tax savings.
Nearby & Comparable Installations
Data Source & Disclaimer
BAH rates are from the Defense Travel Management Office (DTMO) 2026 BAH data, effective January 1, 2026. Rates are set by Military Housing Area (MHA), not individual ZIP code — all ZIPs in the same MHA receive identical rates. This page is for informational purposes only and is not affiliated with DoD, DTMO, or any government agency. Verify your entitlement at travel.dod.mil.