NAS Whiting Field
Milton, Florida · Navy
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Showing E-5 with dependents for the Eglin Afb, FL MHA.
Quick Facts
Location
Milton, FL
Branch
Navy
MHA
Eglin Afb, FL
E-5 w/dep
$2,433/mo
State Tax
No state income tax
How This Market Compares
Milton and the Pace/Navarre area of the Florida Panhandle offer affordable housing convenient to Whiting Field. The Pensacola area provides more inventory and amenities for the shared regional military housing market.
E-5 w/dep BAH here
$2,433/mo
Natl median E-5 w/dep
$2,061/mo
vs. natl avg
+$372/mo
2026 BAH Rates — Eglin Afb, FL
Monthly rates for all pay grades. Source: DTMO 2026 BAH data. BAH is not taxable income.
E-4 w/dep: $2,340/mo·E-5 w/dep: $2,433/mo·E-6 w/dep: $2,526/mo
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| Enlisted | ||
| E-1 (PVT/SR/Amn/Pvt) | $2,340 | $2,007 |
| E-2 (PV2/FA/A1C/PFC) | $2,340 | $2,007 |
| E-3 (PFC/SA/SrA/LCpl) | $2,340 | $2,007 |
| E-4 (SPC/Cpl/SN/Cpl) | $2,340 | $2,007 |
| E-5 (SGT/PO2/SSgt) | $2,433 | $2,157 |
| E-6 (SSG/PO1/TSgt) | $2,526 | $2,250 |
| E-7 (SFC/CPO/MSgt) | $2,841 | $2,340 |
| E-8 (MSG/1SG/SCPO) | $3,189 | $2,457 |
| E-9 (SGM/CSM/MCPO) | $3,447 | $2,586 |
| Warrant Officer | ||
| W-1 (WO1) | $2,544 | $2,322 |
| W-2 (CW2) | $2,985 | $2,454 |
| W-3 (CW3) | $3,414 | $2,589 |
| W-4 (CW4) | $3,456 | $2,604 |
| W-5 (CW5) | $3,516 | $2,922 |
| Officer (Prior Enlisted) | ||
| O-1E (2LT — prior enlisted) | $2,910 | $2,430 |
| O-2E (1LT — prior enlisted) | $3,351 | $2,514 |
| O-3E (CPT — prior enlisted) | $3,468 | $2,601 |
| Officer | ||
| O-1 (2LT/ENS/2ndLt) | $2,451 | $2,244 |
| O-2 (1LT/LTJG/1stLt) | $2,523 | $2,406 |
| O-3 (CPT/LT/Capt) | $3,399 | $2,592 |
| O-4 (MAJ/LCDR/Maj) | $3,528 | $2,865 |
| O-5 (LTC/CDR/LtCol) | $3,612 | $3,066 |
| O-6 (COL/CAPT/Col) | $3,642 | $3,393 |
| O-7 (BG/RDML/BGen) | $3,669 | $3,453 |
O-8, O-9, and O-10 receive the same BAH as O-7. Rates effective January 1, 2026.
Key Insights for NAS Whiting Field
An E-5 with dependents receives $2,433/month — that's $29,196/year in tax-free housing money to cover costs in the Eglin Afb, FL market.
Florida has no state income tax on military pay, meaning your BAH, base pay, and special pays go further here than in high-tax states.
BAH is designed to cover median rental costs — not average or premium rents. Members living in above-median housing pay the difference out of pocket; those in below-median housing keep the surplus.
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Data Source & Disclaimer
BAH rates are from the Defense Travel Management Office (DTMO) 2026 BAH data, effective January 1, 2026. Rates are set by Military Housing Area (MHA), not individual ZIP code — all ZIPs in the same MHA receive identical rates. This page is for informational purposes only and is not affiliated with DoD, DTMO, or any government agency. Verify your entitlement at travel.dod.mil.