Naval Air Station Whidbey Island
Oak Harbor, Washington · Navy
NAS Whidbey Island is home to the EA-18G Growler electronic attack aircraft and the P-8 Poseidon maritime patrol aircraft, on Whidbey Island north of Seattle.
Quick Facts
Location
Oak Harbor, WA
Branch
Navy
MHA
Whidbey Island, WA
E-5 w/dep BAH
$2,073/mo
State Tax
No state income tax
CONUS COLA
Eligible (moderate)
2026 BAH Rates — Whidbey Island, WA
Monthly rates. Source: DTMO 2026 BAH data. BAH is not taxable income.
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| Enlisted | ||
| E-1 (PVT/SR/Amn/Pvt) | $2,013 | $1,839 |
| E-2 (PV2/FA/A1C/PFC) | $2,013 | $1,839 |
| E-3 (PFC/SA/SrA/LCpl) | $2,013 | $1,839 |
| E-4 (SPC/Cpl/SN/Cpl) | $2,013 | $1,839 |
| E-5 (SGT/PO2/SSgt) | $2,073 | $1,905 |
| E-6 (SSG/PO1/TSgt) | $2,745 | $2,058 |
| E-7 (SFC/CPO/MSgt) | $2,877 | $2,157 |
| E-8 (MSG/1SG/SCPO) | $3,018 | $2,265 |
| E-9 (SGM/CSM/MCPO) | $3,159 | $2,412 |
| Warrant Officer | ||
| W-1 (WO1) | $2,766 | $2,076 |
| W-2 (CW2) | $2,934 | $2,208 |
| W-3 (CW3) | $3,111 | $2,436 |
| W-4 (CW4) | $3,174 | $2,772 |
| W-5 (CW5) | $3,258 | $2,910 |
| Officer (Prior Enlisted) | ||
| O-1E (2LT — prior enlisted) | $2,901 | $2,175 |
| O-2E (1LT — prior enlisted) | $3,084 | $2,367 |
| O-3E (CPT — prior enlisted) | $3,189 | $2,739 |
| Officer | ||
| O-1 (2LT/ENS/2ndLt) | $2,157 | $1,950 |
| O-2 (1LT/LTJG/1stLt) | $2,736 | $2,160 |
| O-3 (CPT/LT/Capt) | $3,105 | $2,499 |
| O-4 (MAJ/LCDR/Maj) | $3,279 | $2,880 |
| O-5 (LTC/CDR/LtCol) | $3,402 | $2,958 |
| O-6 (COL/CAPT/Col) | $3,429 | $3,090 |
| O-7 (BG/RDML/BGen) | $3,453 | $3,144 |
O-8, O-9, and O-10 receive the same BAH as O-7. Rates effective January 1, 2026.
How This Market Compares
E-5 w/dep BAH here
$2,073/mo
National avg E-5 w/dep
$1,987/mo
vs. National avg
+$86/mo
Oak Harbor is an island community with a constrained housing supply. BAH is tied to the Seattle market due to proximity, but island rents are lower — meaning BAH provides strong purchasing power relative to local rents.
Key Insights for Naval Air Station Whidbey Island
An E-5 with dependents receives $2,073/month BAH — or $24,876/year — to cover housing costs in the Whidbey Island, WA area.
Washington has no state income tax on military pay, meaning your BAH, base pay, and special pays go further here than in high-tax states.
Members at Naval Air Station Whidbey Island are eligible for CONUS COLA — a monthly supplement for high-cost areas (Seattle / Puget Sound, moderate tier). Confirm your exact rate with your finance office.
BAH is designed to cover median rental costs — not average or premium rents. Members living in above-median housing pay the difference out of pocket; those in below-median housing keep the surplus.
Calculate Your Full Military Pay
BAH is one component. See your total compensation including base pay, BAS, and tax savings.
Nearby & Comparable Installations
Data Source & Disclaimer
BAH rates are from the Defense Travel Management Office (DTMO) 2026 BAH data, effective January 1, 2026. Rates are set by Military Housing Area (MHA), not individual ZIP code — all ZIPs in the same MHA receive identical rates. This page is for informational purposes only and is not affiliated with DoD, DTMO, or any government agency. Verify your entitlement at travel.dod.mil.