2026 BAH Rates

Nellis AFB

Las Vegas, Nevada · Air Force

Nellis AFB is home to the USAF Weapons School and the famous Red Flag exercises — the Air Force's premier air combat training center in the Nevada desert outside Las Vegas.

Nellis AFB puts you in Las Vegas — no state income tax, 300+ days of sunshine, and more entertainment than any other duty station. The northeast valley near base is more affordable than the Strip corridor, and BAH covers rent with a modest buffer. The outdoor recreation (Red Rock Canyon, Lake Mead, skiing at Mt. Charleston) surprises most newcomers.

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Showing E-5 with dependents for the Nellis Afb/Las Vegas, NV MHA.

E-5 w/dep BAH

$2,070/mo

Tax-free housing allowance

Median rent

$1,700/mo

Niche / Zillow 2025–2026

Monthly surplus

+$370/mo

BAH minus median rent

What Your BAH Buys Here

If you rent at median, you keep about $370/month. But what about buying?

Median home price

$400,000

Zillow / Redfin 2026

Est. monthly mortgage (PITI)

$2,700$3,000/mo

$0 down, ~6.5% rate, ~0.7% NV property tax + insurance

At $2,070/month BAH and an estimated $2,700$3,000/month PITI on a median-priced home, BAH may not fully cover a typical mortgage, but it can significantly offset your monthly housing cost — though actual costs vary based on rate, taxes, insurance, and individual circumstances.

Housing cost estimates are approximate and based on publicly available market data. Actual mortgage costs depend on interest rate, property taxes, insurance, HOA dues, maintenance, credit profile, and lender requirements. This is not financial advice — use these numbers as a starting point for your own research.

How This Market Compares

Nellis AFB BAH for E-5 with dependents is $9/mo above the national average — and Nevada has no state income tax, and the northeast Las Vegas valley near Nellis is more affordable than the Strip corridor or west-side suburbs.

E-5 w/dep BAH here

$2,070/mo

Natl median E-5 w/dep

$2,061/mo

vs. natl avg

+$9/mo

2026 BAH Rates — Nellis Afb/Las Vegas, NV

Monthly rates for all pay grades. Source: DTMO 2026 BAH data. BAH is not taxable income.

E-4 w/dep: $1,941/mo·E-5 w/dep: $2,070/mo·E-6 w/dep: $2,208/mo

Pay GradeWith DependentsWithout Dependents
Enlisted
E-1 (PVT/SR/Amn/Pvt)$1,941$1,629
E-2 (PV2/FA/A1C/PFC)$1,941$1,629
E-3 (PFC/SA/SrA/LCpl)$1,941$1,629
E-4 (SPC/Cpl/SN/Cpl)$1,941$1,629
E-5 (SGT/PO2/SSgt)$2,070$1,737
E-6 (SSG/PO1/TSgt)$2,208$1,818
E-7 (SFC/CPO/MSgt)$2,268$1,941
E-8 (MSG/1SG/SCPO)$2,337$2,103
E-9 (SGM/CSM/MCPO)$2,445$2,133
Warrant Officer
W-1 (WO1)$2,223$1,908
W-2 (CW2)$2,298$2,100
W-3 (CW3)$2,385$2,139
W-4 (CW4)$2,469$2,214
W-5 (CW5)$2,577$2,283
Officer (Prior Enlisted)
O-1E (2LT — prior enlisted)$2,277$2,067
O-2E (1LT — prior enlisted)$2,370$2,127
O-3E (CPT — prior enlisted)$2,487$2,196
Officer
O-1 (2LT/ENS/2ndLt)$2,094$1,806
O-2 (1LT/LTJG/1stLt)$2,205$2,031
O-3 (CPT/LT/Capt)$2,382$2,151
O-4 (MAJ/LCDR/Maj)$2,610$2,265
O-5 (LTC/CDR/LtCol)$2,775$2,301
O-6 (COL/CAPT/Col)$2,796$2,361
O-7 (BG/RDML/BGen)$2,814$2,400

O-8, O-9, and O-10 receive the same BAH as O-7. Rates effective January 1, 2026.

Local cost of living context

  • Overall cost of living is roughly roughly 5–10% above the national average.

  • Nevada has no state income tax — a significant advantage that puts more of your paycheck in your pocket.

What to know before you move

Nellis is on the northeast side of Las Vegas, and the Strip is 15 miles south. The mistake is living near the Strip for the entertainment and then dealing with tourist traffic and high rents. North Las Vegas, Aliante, and Centennial Hills are all within 15 minutes of Nellis with family-friendly neighborhoods at prices BAH actually covers.

Housing data is approximate and provided for informational and educational purposes only. Median rents and home prices reflect market estimates at time of publication and may not reflect current conditions. School ratings are sourced from third-party services and reflect their methodology. MilPayTools does not endorse specific neighborhoods, properties, landlords, or housing decisions. Always verify figures independently and consult with a qualified professional before making financial commitments.

What to do next

BAH is the starting point. Here are the calculations that matter most for your PCS decision.

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Data Source & Disclaimer

BAH rates are from the Defense Travel Management Office (DTMO) 2026 BAH data, effective January 1, 2026. Rates are set by Military Housing Area (MHA), not individual ZIP code — all ZIPs in the same MHA receive identical rates. This page is for informational purposes only and is not affiliated with DoD, DTMO, or any government agency. Verify your entitlement at travel.dod.mil.