Rent is reimbursed up to a ceiling. The rent portion of OHA covers what you actually pay, up to a ceiling set by pay grade, dependency status, and locality (KR025 for Camp Humphreys). If your rent is below the ceiling, the rent portion pays your actual rent — unlike BAH, there's no rent difference to keep. Utilities and maintenance are a separate piece. OHA includes a separate monthly utility/recurring maintenance allowance that is not tied to your rent amount. A one-time move-in allowance may apply. The Move-In Housing Allowance (MIHA) can help with certain one-time costs of occupying a private rental overseas. Government housing changes the picture. Members assigned government or on-base housing generally don't receive OHA for that housing.

How often do OHA and OCONUS COLA change?

DTMO reviews exchange rates twice a month, so OHA and OCONUS COLA amounts can change between paychecks. That's why this page links to official lookups instead of listing rates.

Overseas Duty Station

Camp Humphreys OHA, COLA & PCS Housing Guide

Q: Do members at Camp Humphreys receive BAH?

Which allowance applies depends on your situation. Eligible members renting privately at an overseas station generally receive the Overseas Housing Allowance (OHA) for their housing there, plus an overseas Cost-of-Living Allowance (COLA). Your orders, whether you're assigned government housing, and where your dependents live determine which housing allowances apply — for example, members serving unaccompanied may receive a housing allowance based on their dependents' location. Your finance office and orders are the authority for your case.

Pyeongtaek area · South Korea · Army

1
Know your overseas allowances
Eligible members renting privately generally receive OHA and OCONUS COLA.
2
Understand how OHA works
Rent is reimbursed up to a ceiling; utilities are a separate allowance.
3
Plan your move
See the before-you-move checklist below.

How overseas housing allowances work

Which allowance applies depends on your situation. Eligible members renting privately at an overseas station generally receive the Overseas Housing Allowance (OHA) for their housing there, plus an overseas Cost-of-Living Allowance (COLA). Your orders, whether you're assigned government housing, and where your dependents live determine which housing allowances apply — for example, members serving unaccompanied may receive a housing allowance based on their dependents' location. Your finance office and orders are the authority for your case.

Rent is reimbursed up to a ceiling. The rent portion of OHA covers what you actually pay, up to a ceiling set by pay grade, dependency status, and locality (KR025 for Camp Humphreys). If your rent is below the ceiling, the rent portion pays your actual rent — unlike BAH, there's no rent difference to keep.
Utilities and maintenance are a separate piece. OHA includes a separate monthly utility/recurring maintenance allowance that is not tied to your rent amount.
A one-time move-in allowance may apply. The Move-In Housing Allowance (MIHA) can help with certain one-time costs of occupying a private rental overseas.
Government housing changes the picture. Members assigned government or on-base housing generally don't receive OHA for that housing.
Amounts move with exchange rates. DTMO reviews exchange rates twice a month, so OHA and OCONUS COLA amounts can change between paychecks. That's why this page links to official lookups instead of listing rates.
OCONUS COLA covers non-housing costs. It helps offset higher prices for everyday goods and services and varies by location, pay grade, years of service, and dependents.
Tax treatment. OHA and OCONUS COLA are excluded from federal taxable income.

Official lookups

OHA rate lookup OCONUS COLA rate lookup Exchange-rate adjustments

Your LES in myPay shows what you're actually receiving.

Source: DTMO OHA program page; DTMO OCONUS COLA program page; DoD FMR Volume 7A, Chapter 26 (Housing Allowances); DoD FMR Volume 7A, Chapter 68 (Cost of Living Allowance Outside the Continental United States); Humphreys housing (Military OneSource).

Quick facts

Location: Pyeongtaek area, South Korea source
Branches: Army source
OHA locality code: KR025 source
COLA locality: Korea – Camp Humphreys (formerly Pyongtaek), KR025 source

Living near Camp Humphreys

Command-sponsored families at Camp Humphreys are assigned on-post family housing first when it's available, and live off post in private rentals when it isn't. Most off-post housing is built to American standards. Unaccompanied members E-7 and above are assigned Senior Leader Quarters, and E-6 and below live in barracks. source

Questions to ask before you sign a lease

Has the housing office confirmed whether you're required to live on post before you start looking off post? source
Does the landlord provide a washer, dryer, stove, and refrigerator? If not, the housing office can provide them. source
Does the home have both 110-volt and 220-volt outlets? Most off-post housing does, but it's worth confirming. source

Before you move

Command sponsorship. If you're on an unaccompanied tour and bring your family at your own expense, you're not automatically entitled to OHA and aren't eligible for on-post family housing. Command sponsorship is how families are authorized to come to Korea. source
Shipping limits. Household goods weight allowances to Korea are restricted, so the housing office provides furniture and appliances. Ask what's provided before deciding what to ship. source
Driving. You'll need a USFK driver's license, which requires a valid stateside license for your whole tour and passing an online written test. Not everyone is authorized a privately owned vehicle in Korea, so confirm your status allows one before shipping or buying a car. source
Schools. Only command-sponsored families have guaranteed access to DoD schools at Humphreys. source
Pets. Shipping a cat or dog to Korea is subject to Korean customs and quarantine requirements. source
Exchange rate. Off-post spending is in won. OHA and COLA adjust for exchange rates, but everyday off-post costs still move with the won-dollar rate. source

What doesn't change overseas

Basic pay and BAS follow the same tables as stateside.
State income tax obligations follow your state of legal residence, not your duty station.

See the military pay charts →

What to do next

2026 Military Pay Charts →TSP Growth Projector →Military Retirement Calculator →

Other overseas stations

Yokota Air Base

Japan

Kadena Air Base

Japan

Ramstein Air Base

Germany

RAF Lakenheath & RAF Mildenhall

United Kingdom

Sources · Last reviewed October 2026

OHA and OCONUS COLA amounts are set by the Defense Travel Management Office (DTMO) and can change as often as twice a month with exchange rates. MilPayTools does not display these rates. This page is educational information only — not financial, tax, or legal advice — and is not affiliated with DoD, DTMO, or any government agency. Verify your entitlements with DTMO, your orders, and your finance office.