Kadena Air Base OHA, COLA & PCS Housing Guide
Okinawa City, Okinawa · Japan · Air Force
- 1
Know your overseas allowances
Eligible members renting privately generally receive OHA and OCONUS COLA.
- 2
Understand how OHA works
Rent is reimbursed up to a ceiling; utilities are a separate allowance.
- 3
Plan your move
See the before-you-move checklist below.
How overseas housing allowances work
Which allowance applies depends on your situation. Eligible members renting privately at an overseas station generally receive the Overseas Housing Allowance (OHA) for their housing there, plus an overseas Cost-of-Living Allowance (COLA). Your orders, whether you're assigned government housing, and where your dependents live determine which housing allowances apply — for example, members serving unaccompanied may receive a housing allowance based on their dependents' location. Your finance office and orders are the authority for your case.
Rent is reimbursed up to a ceiling. The rent portion of OHA covers what you actually pay, up to a ceiling set by pay grade, dependency status, and locality (JP027 for Kadena Air Base). If your rent is below the ceiling, the rent portion pays your actual rent — unlike BAH, there's no rent difference to keep.
Utilities and maintenance are a separate piece. OHA includes a separate monthly utility/recurring maintenance allowance that is not tied to your rent amount.
A one-time move-in allowance may apply. The Move-In Housing Allowance (MIHA) can help with certain one-time costs of occupying a private rental overseas.
Government housing changes the picture. Members assigned government or on-base housing generally don't receive OHA for that housing.
Amounts move with exchange rates. DTMO reviews exchange rates twice a month, so OHA and OCONUS COLA amounts can change between paychecks. That's why this page links to official lookups instead of listing rates.
OCONUS COLA covers non-housing costs. It helps offset higher prices for everyday goods and services and varies by location, pay grade, years of service, and dependents.
Tax treatment. OHA and OCONUS COLA are excluded from federal taxable income.
Official lookups
Your LES in myPay shows what you're actually receiving.
Source: DTMO OHA program page; DTMO OCONUS COLA program page; DoD FMR Volume 7A, Chapter 26 (Housing Allowances); DoD FMR Volume 7A, Chapter 68 (Cost of Living Allowance Outside the Continental United States).
Quick facts
Living near Kadena Air Base
All military family housing on Okinawa is managed by one housing office on Kadena Air Base. Accompanied active-duty members are required to live on base when adequate family housing is available, so OHA applies only to members who are authorized to live off base. Unaccompanied members E-4 and below are not authorized to live off base. source
Questions to ask before you sign a lease
Has the housing office confirmed whether you're required to live on base before you start looking off base? source
Have you reserved temporary lodging in case your assigned home isn't ready when you arrive? The housing office recommends it. source
Does the home come with major appliances? Kadena issues major appliances for the tour to accompanied Air Force members authorized to live off base. source
Before you move
Driving. You'll need a USFJ operator's permit (USFJ Form 4EJ) to drive in Japan. source
Vehicles. Vehicles on Okinawa are registered through the Joint Services Vehicle Registration Office on Camp Foster. Registration requires Japanese Compulsory Insurance (JCI), property damage insurance, the annual road tax, and an inspection. Ask your sponsor before deciding whether to ship, buy, or sell a vehicle. source
Medications. Japan prohibits importing some common U.S. medications, including Vicks nasal inhalers and cough syrups containing codeine. Check before you pack. source
Furniture. Loaner furniture is offered only to members authorized a full household goods shipment, and furnishings off base can be expensive and often aren't U.S. sizes. source
Exchange rate. Off-base spending is in yen. OHA and COLA adjust for exchange rates, but everyday off-base costs still move with the yen-dollar rate. source
What doesn't change overseas
Basic pay and BAS follow the same tables as stateside.
State income tax obligations follow your state of legal residence, not your duty station.
What to do next
Other overseas stations
Sources · Last reviewed October 2026
- https://installations.militaryonesource.mil/military-installation/kadena-ab
- https://www.travel.dod.mil/Allowances/Overseas-Housing-Allowance/OHA-Rate-Lookup/
- https://www.travel.dod.mil/Allowances/Overseas-Cost-of-Living-Allowance/Overseas-COLA-Rate-Lookup/
- https://installations.militaryonesource.mil/military-installation/kadena-ab/housing/housing
- https://installations.militaryonesource.mil/military-installation/kadena-ab/transportation/motor-vehicles
- https://www.travel.dod.mil/Allowances/Currency-Fluctuations-Exchange-Rates/
- https://www.travel.dod.mil/Allowances/Overseas-Housing-Allowance/
- https://www.travel.dod.mil/Allowances/Overseas-Cost-of-Living-Allowance/
- https://comptroller.war.gov/Portals/45/documents/fmr/current/07a/07a_26.pdf
- https://comptroller.war.gov/Portals/45/documents/fmr/current/07a/07a_68.pdf
OHA and OCONUS COLA amounts are set by the Defense Travel Management Office (DTMO) and can change as often as twice a month with exchange rates. MilPayTools does not display these rates. This page is educational information only — not financial, tax, or legal advice — and is not affiliated with DoD, DTMO, or any government agency. Verify your entitlements with DTMO, your orders, and your finance office.