Dam Neck Annex
Virginia Beach, Virginia · Navy
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Showing E-5 with dependents for the Norfolk/Portsmouth, VA MHA.
Quick Facts
Location
Virginia Beach, VA
Branch
Navy
MHA
Norfolk/Portsmouth, VA
E-5 w/dep
$2,430/mo
State Tax
4.8% (Virginia)
How This Market Compares
Virginia Beach offers a large military housing market ranging from oceanfront to suburban. The Hampton Roads market is large and competitive but generally more affordable than DC, NYC, or West Coast metros.
E-5 w/dep BAH here
$2,430/mo
Natl median E-5 w/dep
$2,061/mo
vs. natl avg
+$369/mo
2026 BAH Rates — Norfolk/Portsmouth, VA
Monthly rates for all pay grades. Source: DTMO 2026 BAH data. BAH is not taxable income.
E-4 w/dep: $2,229/mo·E-5 w/dep: $2,430/mo·E-6 w/dep: $2,559/mo
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| Enlisted | ||
| E-1 (PVT/SR/Amn/Pvt) | $2,229 | $1,707 |
| E-2 (PV2/FA/A1C/PFC) | $2,229 | $1,707 |
| E-3 (PFC/SA/SrA/LCpl) | $2,229 | $1,707 |
| E-4 (SPC/Cpl/SN/Cpl) | $2,229 | $1,707 |
| E-5 (SGT/PO2/SSgt) | $2,430 | $1,908 |
| E-6 (SSG/PO1/TSgt) | $2,559 | $2,043 |
| E-7 (SFC/CPO/MSgt) | $2,604 | $2,235 |
| E-8 (MSG/1SG/SCPO) | $2,661 | $2,463 |
| E-9 (SGM/CSM/MCPO) | $2,796 | $2,487 |
| Warrant Officer | ||
| W-1 (WO1) | $2,574 | $2,166 |
| W-2 (CW2) | $2,628 | $2,460 |
| W-3 (CW3) | $2,697 | $2,496 |
| W-4 (CW4) | $2,832 | $2,562 |
| W-5 (CW5) | $3,000 | $2,616 |
| Officer (Prior Enlisted) | ||
| O-1E (2LT — prior enlisted) | $2,613 | $2,427 |
| O-2E (1LT — prior enlisted) | $2,685 | $2,481 |
| O-3E (CPT — prior enlisted) | $2,859 | $2,547 |
| Officer | ||
| O-1 (2LT/ENS/2ndLt) | $2,454 | $2,022 |
| O-2 (1LT/LTJG/1stLt) | $2,556 | $2,367 |
| O-3 (CPT/LT/Capt) | $2,694 | $2,505 |
| O-4 (MAJ/LCDR/Maj) | $3,054 | $2,601 |
| O-5 (LTC/CDR/LtCol) | $3,318 | $2,625 |
| O-6 (COL/CAPT/Col) | $3,342 | $2,673 |
| O-7 (BG/RDML/BGen) | $3,366 | $2,718 |
O-8, O-9, and O-10 receive the same BAH as O-7. Rates effective January 1, 2026.
Key Insights for Dam Neck Annex
An E-5 with dependents receives $2,430/month — that's $29,160/year in tax-free housing money to cover costs in the Norfolk/Portsmouth, VA market.
Virginia taxes military base pay at approximately 4.8%. BAH and BAS remain tax-free at the federal and state level.
BAH is designed to cover median rental costs — not average or premium rents. Members living in above-median housing pay the difference out of pocket; those in below-median housing keep the surplus.
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Data Source & Disclaimer
BAH rates are from the Defense Travel Management Office (DTMO) 2026 BAH data, effective January 1, 2026. Rates are set by Military Housing Area (MHA), not individual ZIP code — all ZIPs in the same MHA receive identical rates. This page is for informational purposes only and is not affiliated with DoD, DTMO, or any government agency. Verify your entitlement at travel.dod.mil.