2026 BAH Rates

Naval Medical Center Portsmouth

Portsmouth, Virginia · Navy

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Showing E-5 with dependents for the Norfolk/Portsmouth, VA MHA.

Quick Facts

Location

Portsmouth, VA

Branch

Navy

MHA

Norfolk/Portsmouth, VA

E-5 w/dep

$2,430/mo

State Tax

4.8% (Virginia)

How This Market Compares

Portsmouth, Chesapeake, and the Hampton Roads area provide a wide range of housing options. The region has a large military community with well-developed rental infrastructure across all price points.

E-5 w/dep BAH here

$2,430/mo

Natl median E-5 w/dep

$2,061/mo

vs. natl avg

+$369/mo

2026 BAH Rates — Norfolk/Portsmouth, VA

Monthly rates for all pay grades. Source: DTMO 2026 BAH data. BAH is not taxable income.

E-4 w/dep: $2,229/mo·E-5 w/dep: $2,430/mo·E-6 w/dep: $2,559/mo

Pay GradeWith DependentsWithout Dependents
Enlisted
E-1 (PVT/SR/Amn/Pvt)$2,229$1,707
E-2 (PV2/FA/A1C/PFC)$2,229$1,707
E-3 (PFC/SA/SrA/LCpl)$2,229$1,707
E-4 (SPC/Cpl/SN/Cpl)$2,229$1,707
E-5 (SGT/PO2/SSgt)$2,430$1,908
E-6 (SSG/PO1/TSgt)$2,559$2,043
E-7 (SFC/CPO/MSgt)$2,604$2,235
E-8 (MSG/1SG/SCPO)$2,661$2,463
E-9 (SGM/CSM/MCPO)$2,796$2,487
Warrant Officer
W-1 (WO1)$2,574$2,166
W-2 (CW2)$2,628$2,460
W-3 (CW3)$2,697$2,496
W-4 (CW4)$2,832$2,562
W-5 (CW5)$3,000$2,616
Officer (Prior Enlisted)
O-1E (2LT — prior enlisted)$2,613$2,427
O-2E (1LT — prior enlisted)$2,685$2,481
O-3E (CPT — prior enlisted)$2,859$2,547
Officer
O-1 (2LT/ENS/2ndLt)$2,454$2,022
O-2 (1LT/LTJG/1stLt)$2,556$2,367
O-3 (CPT/LT/Capt)$2,694$2,505
O-4 (MAJ/LCDR/Maj)$3,054$2,601
O-5 (LTC/CDR/LtCol)$3,318$2,625
O-6 (COL/CAPT/Col)$3,342$2,673
O-7 (BG/RDML/BGen)$3,366$2,718

O-8, O-9, and O-10 receive the same BAH as O-7. Rates effective January 1, 2026.

Key Insights for Naval Medical Center Portsmouth

  • An E-5 with dependents receives $2,430/month — that's $29,160/year in tax-free housing money to cover costs in the Norfolk/Portsmouth, VA market.

  • Virginia taxes military base pay at approximately 4.8%. BAH and BAS remain tax-free at the federal and state level.

  • BAH is designed to cover median rental costs — not average or premium rents. Members living in above-median housing pay the difference out of pocket; those in below-median housing keep the surplus.

What to do next

BAH is the starting point. Here are the calculations that matter most for your PCS decision.

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Data Source & Disclaimer

BAH rates are from the Defense Travel Management Office (DTMO) 2026 BAH data, effective January 1, 2026. Rates are set by Military Housing Area (MHA), not individual ZIP code — all ZIPs in the same MHA receive identical rates. This page is for informational purposes only and is not affiliated with DoD, DTMO, or any government agency. Verify your entitlement at travel.dod.mil.