Naval Station Norfolk
Norfolk, Virginia · Navy
Naval Station Norfolk is the largest naval base in the world by area, homeporting more than 75 ships and 130 aircraft and serving as headquarters for Fleet Forces Command.
Quick Facts
Location
Norfolk, VA
Branch
Navy
MHA
Norfolk/Portsmouth, VA
E-5 w/dep BAH
$2,430/mo
State Tax
4.8% (Virginia)
2026 BAH Rates — Norfolk/Portsmouth, VA
Monthly rates. Source: DTMO 2026 BAH data. BAH is not taxable income.
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| Enlisted | ||
| E-1 (PVT/SR/Amn/Pvt) | $2,229 | $1,707 |
| E-2 (PV2/FA/A1C/PFC) | $2,229 | $1,707 |
| E-3 (PFC/SA/SrA/LCpl) | $2,229 | $1,707 |
| E-4 (SPC/Cpl/SN/Cpl) | $2,229 | $1,707 |
| E-5 (SGT/PO2/SSgt) | $2,430 | $1,908 |
| E-6 (SSG/PO1/TSgt) | $2,559 | $2,043 |
| E-7 (SFC/CPO/MSgt) | $2,604 | $2,235 |
| E-8 (MSG/1SG/SCPO) | $2,661 | $2,463 |
| E-9 (SGM/CSM/MCPO) | $2,796 | $2,487 |
| Warrant Officer | ||
| W-1 (WO1) | $2,574 | $2,166 |
| W-2 (CW2) | $2,628 | $2,460 |
| W-3 (CW3) | $2,697 | $2,496 |
| W-4 (CW4) | $2,832 | $2,562 |
| W-5 (CW5) | $3,000 | $2,616 |
| Officer (Prior Enlisted) | ||
| O-1E (2LT — prior enlisted) | $2,613 | $2,427 |
| O-2E (1LT — prior enlisted) | $2,685 | $2,481 |
| O-3E (CPT — prior enlisted) | $2,859 | $2,547 |
| Officer | ||
| O-1 (2LT/ENS/2ndLt) | $2,454 | $2,022 |
| O-2 (1LT/LTJG/1stLt) | $2,556 | $2,367 |
| O-3 (CPT/LT/Capt) | $2,694 | $2,505 |
| O-4 (MAJ/LCDR/Maj) | $3,054 | $2,601 |
| O-5 (LTC/CDR/LtCol) | $3,318 | $2,625 |
| O-6 (COL/CAPT/Col) | $3,342 | $2,673 |
| O-7 (BG/RDML/BGen) | $3,366 | $2,718 |
O-8, O-9, and O-10 receive the same BAH as O-7. Rates effective January 1, 2026.
How This Market Compares
E-5 w/dep BAH here
$2,430/mo
National avg E-5 w/dep
$1,987/mo
vs. National avg
+$443/mo
Hampton Roads is a large military housing market with heavy Navy demand. BAH rates are competitive, but the sheer size of the military population creates real competition for housing in desirable Norfolk, Chesapeake, and Virginia Beach neighborhoods.
Key Insights for Naval Station Norfolk
An E-5 with dependents receives $2,430/month BAH — or $29,160/year — to cover housing costs in the Norfolk/Portsmouth, VA area.
Virginia taxes military base pay at approximately 4.8%. BAH and BAS remain tax-free at the federal and state level.
BAH is designed to cover median rental costs — not average or premium rents. Members living in above-median housing pay the difference out of pocket; those in below-median housing keep the surplus.
Calculate Your Full Military Pay
BAH is one component. See your total compensation including base pay, BAS, and tax savings.
Nearby & Comparable Installations
Data Source & Disclaimer
BAH rates are from the Defense Travel Management Office (DTMO) 2026 BAH data, effective January 1, 2026. Rates are set by Military Housing Area (MHA), not individual ZIP code — all ZIPs in the same MHA receive identical rates. This page is for informational purposes only and is not affiliated with DoD, DTMO, or any government agency. Verify your entitlement at travel.dod.mil.