Fort Cavazos
Formerly Fort Hood
Killeen, Texas · Army
Fort Cavazos is the primary training and deployment base for III Armored Corps and hosts two heavy combat divisions — the 1st Cavalry Division and the 3rd Cavalry Regiment.
Quick Facts
Location
Killeen, TX
Branch
Army
MHA
Fort Hood, TX
E-5 w/dep BAH
$1,695/mo
State Tax
No state income tax
2026 BAH Rates — Fort Hood, TX
Monthly rates. Source: DTMO 2026 BAH data. BAH is not taxable income.
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| Enlisted | ||
| E-1 (PVT/SR/Amn/Pvt) | $1,662 | $1,374 |
| E-2 (PV2/FA/A1C/PFC) | $1,662 | $1,374 |
| E-3 (PFC/SA/SrA/LCpl) | $1,662 | $1,374 |
| E-4 (SPC/Cpl/SN/Cpl) | $1,662 | $1,374 |
| E-5 (SGT/PO2/SSgt) | $1,695 | $1,530 |
| E-6 (SSG/PO1/TSgt) | $1,920 | $1,626 |
| E-7 (SFC/CPO/MSgt) | $2,070 | $1,668 |
| E-8 (MSG/1SG/SCPO) | $2,238 | $1,746 |
| E-9 (SGM/CSM/MCPO) | $2,409 | $1,806 |
| Warrant Officer | ||
| W-1 (WO1) | $1,938 | $1,665 |
| W-2 (CW2) | $2,139 | $1,743 |
| W-3 (CW3) | $2,346 | $1,812 |
| W-4 (CW4) | $2,433 | $1,950 |
| W-5 (CW5) | $2,544 | $2,109 |
| Officer (Prior Enlisted) | ||
| O-1E (2LT — prior enlisted) | $2,100 | $1,692 |
| O-2E (1LT — prior enlisted) | $2,313 | $1,788 |
| O-3E (CPT — prior enlisted) | $2,451 | $1,908 |
| Officer | ||
| O-1 (2LT/ENS/2ndLt) | $1,731 | $1,623 |
| O-2 (1LT/LTJG/1stLt) | $1,917 | $1,689 |
| O-3 (CPT/LT/Capt) | $2,340 | $1,833 |
| O-4 (MAJ/LCDR/Maj) | $2,577 | $2,076 |
| O-5 (LTC/CDR/LtCol) | $2,748 | $2,169 |
| O-6 (COL/CAPT/Col) | $2,769 | $2,325 |
| O-7 (BG/RDML/BGen) | $2,787 | $2,361 |
O-8, O-9, and O-10 receive the same BAH as O-7. Rates effective January 1, 2026.
How This Market Compares
E-5 w/dep BAH here
$1,695/mo
National avg E-5 w/dep
$1,987/mo
vs. National avg
-$292/mo
Killeen is one of the most affordable large military markets in the country. BAH at most grades has historically exceeded median rents, making homeownership common among the force.
Key Insights for Fort Cavazos
An E-5 with dependents receives $1,695/month BAH — or $20,340/year — to cover housing costs in the Fort Hood, TX area.
Texas has no state income tax on military pay, meaning your BAH, base pay, and special pays go further here than in high-tax states.
BAH is designed to cover median rental costs — not average or premium rents. Members living in above-median housing pay the difference out of pocket; those in below-median housing keep the surplus.
Calculate Your Full Military Pay
BAH is one component. See your total compensation including base pay, BAS, and tax savings.
Nearby & Comparable Installations
Data Source & Disclaimer
BAH rates are from the Defense Travel Management Office (DTMO) 2026 BAH data, effective January 1, 2026. Rates are set by Military Housing Area (MHA), not individual ZIP code — all ZIPs in the same MHA receive identical rates. This page is for informational purposes only and is not affiliated with DoD, DTMO, or any government agency. Verify your entitlement at travel.dod.mil.