2026 BAH Rates

Fort Hamilton

Brooklyn, New York · Army

Fort Hamilton is the only active-duty military installation in New York City, serving as a garrison command and providing Army support to the greater New York metropolitan area.

Quick Facts

Location

Brooklyn, NY

Branch

Army

MHA

New York City, NY

E-5 w/dep BAH

$5,070/mo

State Tax

5.5% (New York)

CONUS COLA

Eligible (moderate-high)

2026 BAH Rates — New York City, NY

Monthly rates. Source: DTMO 2026 BAH data. BAH is not taxable income.

Pay GradeWith DependentsWithout Dependents
Enlisted
E-1 (PVT/SR/Amn/Pvt)$5,067$4,833
E-2 (PV2/FA/A1C/PFC)$5,067$4,833
E-3 (PFC/SA/SrA/LCpl)$5,067$4,833
E-4 (SPC/Cpl/SN/Cpl)$5,067$4,833
E-5 (SGT/PO2/SSgt)$5,070$4,980
E-6 (SSG/PO1/TSgt)$5,097$5,070
E-7 (SFC/CPO/MSgt)$5,238$5,088
E-8 (MSG/1SG/SCPO)$5,418$5,100
E-9 (SGM/CSM/MCPO)$5,790$5,106
Warrant Officer
W-1 (WO1)$5,100$5,085
W-2 (CW2)$5,313$5,097
W-3 (CW3)$5,535$5,109
W-4 (CW4)$5,883$5,118
W-5 (CW5)$6,306$5,280
Officer (Prior Enlisted)
O-1E (2LT — prior enlisted)$5,271$5,094
O-2E (1LT — prior enlisted)$5,502$5,103
O-3E (CPT — prior enlisted)$5,949$5,115
Officer
O-1 (2LT/ENS/2ndLt)$5,073$5,067
O-2 (1LT/LTJG/1stLt)$5,094$5,091
O-3 (CPT/LT/Capt)$5,529$5,112
O-4 (MAJ/LCDR/Maj)$6,459$5,247
O-5 (LTC/CDR/LtCol)$7,128$5,346
O-6 (COL/CAPT/Col)$7,194$5,514
O-7 (BG/RDML/BGen)$7,254$5,616

O-8, O-9, and O-10 receive the same BAH as O-7. Rates effective January 1, 2026.

How This Market Compares

E-5 w/dep BAH here

$5,070/mo

National avg E-5 w/dep

$1,987/mo

vs. National avg

+$3,083/mo

NYC BAH rates are among the highest in the country, but so is rent. BAH for most grades covers a studio or modest one-bedroom in the outer boroughs; officers and senior NCOs have more flexibility.

Key Insights for Fort Hamilton

  • An E-5 with dependents receives $5,070/month BAH — or $60,840/year — to cover housing costs in the New York City, NY area.

  • New York taxes military base pay at approximately 5.5%. BAH and BAS remain tax-free at the federal and state level.

  • Members at Fort Hamilton are eligible for CONUS COLA — a monthly supplement for high-cost areas (Long Island, moderate-high tier). Confirm your exact rate with your finance office.

  • BAH is designed to cover median rental costs — not average or premium rents. Members living in above-median housing pay the difference out of pocket; those in below-median housing keep the surplus.

Calculate Your Full Military Pay

BAH is one component. See your total compensation including base pay, BAS, and tax savings.

Data Source & Disclaimer

BAH rates are from the Defense Travel Management Office (DTMO) 2026 BAH data, effective January 1, 2026. Rates are set by Military Housing Area (MHA), not individual ZIP code — all ZIPs in the same MHA receive identical rates. This page is for informational purposes only and is not affiliated with DoD, DTMO, or any government agency. Verify your entitlement at travel.dod.mil.