2026 BAH Rates

Joint Base McGuire-Dix-Lakehurst

Wrightstown, New Jersey · Air Force / Army / Navy

JB MDL is a tri-service installation combining McGuire AFB, Fort Dix, and Lakehurst Naval Air Engineering Station — the only base in the U.S. hosting all three components of the Total Force.

Quick Facts

Location

Wrightstown, NJ

Branch

Air Force, Army, Navy

MHA

Jb Mcguire-Dix-Lakehurst, NJ

E-5 w/dep BAH

$2,823/mo

State Tax

5.5% (New Jersey)

2026 BAH Rates — Jb Mcguire-Dix-Lakehurst, NJ

Monthly rates. Source: DTMO 2026 BAH data. BAH is not taxable income.

Pay GradeWith DependentsWithout Dependents
Enlisted
E-1 (PVT/SR/Amn/Pvt)$2,715$2,085
E-2 (PV2/FA/A1C/PFC)$2,715$2,085
E-3 (PFC/SA/SrA/LCpl)$2,715$2,085
E-4 (SPC/Cpl/SN/Cpl)$2,715$2,085
E-5 (SGT/PO2/SSgt)$2,823$2,421
E-6 (SSG/PO1/TSgt)$3,444$2,610
E-7 (SFC/CPO/MSgt)$3,486$2,715
E-8 (MSG/1SG/SCPO)$3,525$2,952
E-9 (SGM/CSM/MCPO)$3,642$3,135
Warrant Officer
W-1 (WO1)$3,465$2,691
W-2 (CW2)$3,501$2,949
W-3 (CW3)$3,555$3,159
W-4 (CW4)$3,678$3,450
W-5 (CW5)$3,831$3,492
Officer (Prior Enlisted)
O-1E (2LT — prior enlisted)$3,489$2,820
O-2E (1LT — prior enlisted)$3,543$3,096
O-3E (CPT — prior enlisted)$3,702$3,438
Officer
O-1 (2LT/ENS/2ndLt)$2,904$2,604
O-2 (1LT/LTJG/1stLt)$3,438$2,793
O-3 (CPT/LT/Capt)$3,552$3,219
O-4 (MAJ/LCDR/Maj)$3,882$3,477
O-5 (LTC/CDR/LtCol)$4,122$3,495
O-6 (COL/CAPT/Col)$4,155$3,531
O-7 (BG/RDML/BGen)$4,188$3,594

O-8, O-9, and O-10 receive the same BAH as O-7. Rates effective January 1, 2026.

How This Market Compares

E-5 w/dep BAH here

$2,823/mo

National avg E-5 w/dep

$1,987/mo

vs. National avg

+$836/mo

JB MDL is in the New Jersey portion of the Philadelphia/South Jersey MHA. BAH rates are substantial, providing solid purchasing power in Burlington and Ocean counties, which are among New Jersey's more affordable markets.

Key Insights for Joint Base McGuire-Dix-Lakehurst

  • An E-5 with dependents receives $2,823/month BAH — or $33,876/year — to cover housing costs in the Jb Mcguire-Dix-Lakehurst, NJ area.

  • New Jersey taxes military base pay at approximately 5.5%. BAH and BAS remain tax-free at the federal and state level.

  • BAH is designed to cover median rental costs — not average or premium rents. Members living in above-median housing pay the difference out of pocket; those in below-median housing keep the surplus.

Calculate Your Full Military Pay

BAH is one component. See your total compensation including base pay, BAS, and tax savings.

Data Source & Disclaimer

BAH rates are from the Defense Travel Management Office (DTMO) 2026 BAH data, effective January 1, 2026. Rates are set by Military Housing Area (MHA), not individual ZIP code — all ZIPs in the same MHA receive identical rates. This page is for informational purposes only and is not affiliated with DoD, DTMO, or any government agency. Verify your entitlement at travel.dod.mil.