2026 BAH Rates

Joint Base Cape Cod

Bourne, Massachusetts · Air Force / Army / Coast Guard

Joint Base Cape Cod is a multi-service installation on Cape Cod hosting the 102nd Intelligence Wing, Army Reserve, and Coast Guard, located near the Cape Cod Canal.

Quick Facts

Location

Bourne, MA

Branch

Air Force, Army, Coast Guard

MHA

Cape Cod-Plymouth, MA

E-5 w/dep BAH

$3,924/mo

State Tax

5.0% (Massachusetts)

2026 BAH Rates — Cape Cod-Plymouth, MA

Monthly rates. Source: DTMO 2026 BAH data. BAH is not taxable income.

Pay GradeWith DependentsWithout Dependents
Enlisted
E-1 (PVT/SR/Amn/Pvt)$3,696$2,949
E-2 (PV2/FA/A1C/PFC)$3,696$2,949
E-3 (PFC/SA/SrA/LCpl)$3,696$2,949
E-4 (SPC/Cpl/SN/Cpl)$3,696$2,949
E-5 (SGT/PO2/SSgt)$3,924$3,285
E-6 (SSG/PO1/TSgt)$3,999$3,492
E-7 (SFC/CPO/MSgt)$4,149$3,705
E-8 (MSG/1SG/SCPO)$4,317$3,948
E-9 (SGM/CSM/MCPO)$4,548$3,954
Warrant Officer
W-1 (WO1)$4,014$3,627
W-2 (CW2)$4,218$3,945
W-3 (CW3)$4,425$3,960
W-4 (CW4)$4,596$4,026
W-5 (CW5)$4,803$4,188
Officer (Prior Enlisted)
O-1E (2LT — prior enlisted)$4,179$3,921
O-2E (1LT — prior enlisted)$4,395$3,951
O-3E (CPT — prior enlisted)$4,626$3,987
Officer
O-1 (2LT/ENS/2ndLt)$3,942$3,465
O-2 (1LT/LTJG/1stLt)$3,996$3,852
O-3 (CPT/LT/Capt)$4,419$3,966
O-4 (MAJ/LCDR/Maj)$4,872$4,155
O-5 (LTC/CDR/LtCol)$5,196$4,248
O-6 (COL/CAPT/Col)$5,241$4,404
O-7 (BG/RDML/BGen)$5,283$4,485

O-8, O-9, and O-10 receive the same BAH as O-7. Rates effective January 1, 2026.

How This Market Compares

E-5 w/dep BAH here

$3,924/mo

National avg E-5 w/dep

$1,987/mo

vs. National avg

+$1,937/mo

Cape Cod BAH reflects the high cost of coastal Massachusetts. Seasonal tourism drives rental prices, and year-round options are limited. Many servicemembers commute from the Brockton or Plymouth areas for better value.

Key Insights for Joint Base Cape Cod

  • An E-5 with dependents receives $3,924/month BAH — or $47,088/year — to cover housing costs in the Cape Cod-Plymouth, MA area.

  • Massachusetts taxes military base pay at approximately 5.0%. BAH and BAS remain tax-free at the federal and state level.

  • BAH is designed to cover median rental costs — not average or premium rents. Members living in above-median housing pay the difference out of pocket; those in below-median housing keep the surplus.

Calculate Your Full Military Pay

BAH is one component. See your total compensation including base pay, BAS, and tax savings.

Data Source & Disclaimer

BAH rates are from the Defense Travel Management Office (DTMO) 2026 BAH data, effective January 1, 2026. Rates are set by Military Housing Area (MHA), not individual ZIP code — all ZIPs in the same MHA receive identical rates. This page is for informational purposes only and is not affiliated with DoD, DTMO, or any government agency. Verify your entitlement at travel.dod.mil.