Naval Station Newport
Newport, Rhode Island · Navy
Naval Station Newport is home to the Naval War College, Naval Undersea Warfare Center, and Surface Warfare Officers School, located on Aquidneck Island in Rhode Island.
Quick Facts
Location
Newport, RI
Branch
Navy
MHA
Newport, RI
E-5 w/dep BAH
$2,847/mo
State Tax
6.0% (Rhode Island)
CONUS COLA
Eligible (moderate)
2026 BAH Rates — Newport, RI
Monthly rates. Source: DTMO 2026 BAH data. BAH is not taxable income.
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| Enlisted | ||
| E-1 (PVT/SR/Amn/Pvt) | $2,685 | $2,073 |
| E-2 (PV2/FA/A1C/PFC) | $2,685 | $2,073 |
| E-3 (PFC/SA/SrA/LCpl) | $2,685 | $2,073 |
| E-4 (SPC/Cpl/SN/Cpl) | $2,685 | $2,073 |
| E-5 (SGT/PO2/SSgt) | $2,847 | $2,361 |
| E-6 (SSG/PO1/TSgt) | $3,447 | $2,586 |
| E-7 (SFC/CPO/MSgt) | $3,702 | $2,778 |
| E-8 (MSG/1SG/SCPO) | $3,972 | $2,979 |
| E-9 (SGM/CSM/MCPO) | $4,230 | $3,174 |
| Warrant Officer | ||
| W-1 (WO1) | $3,474 | $2,637 |
| W-2 (CW2) | $3,813 | $2,967 |
| W-3 (CW3) | $4,146 | $3,177 |
| W-4 (CW4) | $4,260 | $3,507 |
| W-5 (CW5) | $4,404 | $3,762 |
| Officer (Prior Enlisted) | ||
| O-1E (2LT — prior enlisted) | $3,753 | $2,844 |
| O-2E (1LT — prior enlisted) | $4,098 | $3,111 |
| O-3E (CPT — prior enlisted) | $4,284 | $3,441 |
| Officer | ||
| O-1 (2LT/ENS/2ndLt) | $2,925 | $2,517 |
| O-2 (1LT/LTJG/1stLt) | $3,441 | $2,796 |
| O-3 (CPT/LT/Capt) | $4,137 | $3,231 |
| O-4 (MAJ/LCDR/Maj) | $4,446 | $3,717 |
| O-5 (LTC/CDR/LtCol) | $4,668 | $3,873 |
| O-6 (COL/CAPT/Col) | $4,707 | $4,125 |
| O-7 (BG/RDML/BGen) | $4,743 | $4,200 |
O-8, O-9, and O-10 receive the same BAH as O-7. Rates effective January 1, 2026.
How This Market Compares
E-5 w/dep BAH here
$2,847/mo
National avg E-5 w/dep
$1,987/mo
vs. National avg
+$860/mo
Newport is a high-cost New England coastal market. BAH is elevated to reflect Rhode Island's costs, and the historic Newport area commands premium rents — many servicemembers look to Middletown or Portsmouth for more affordable options.
Key Insights for Naval Station Newport
An E-5 with dependents receives $2,847/month BAH — or $34,164/year — to cover housing costs in the Newport, RI area.
Rhode Island taxes military base pay at approximately 6.0%. BAH and BAS remain tax-free at the federal and state level.
Members at Naval Station Newport are eligible for CONUS COLA — a monthly supplement for high-cost areas (Newport Area, moderate tier). Confirm your exact rate with your finance office.
BAH is designed to cover median rental costs — not average or premium rents. Members living in above-median housing pay the difference out of pocket; those in below-median housing keep the surplus.
Calculate Your Full Military Pay
BAH is one component. See your total compensation including base pay, BAS, and tax savings.
Nearby & Comparable Installations
Data Source & Disclaimer
BAH rates are from the Defense Travel Management Office (DTMO) 2026 BAH data, effective January 1, 2026. Rates are set by Military Housing Area (MHA), not individual ZIP code — all ZIPs in the same MHA receive identical rates. This page is for informational purposes only and is not affiliated with DoD, DTMO, or any government agency. Verify your entitlement at travel.dod.mil.