2026 BAH Rates

Fort Rucker

Daleville, Alabama · Army · Formerly Fort Novosel (2023–2025)

Fort Rucker is the Home of Army Aviation — the U.S. Army Aviation Center of Excellence where virtually every Army helicopter pilot earns their wings, located in southeast Alabama's Wiregrass region.

Fort Rucker is one of the most affordable Army installations. The Wiregrass region of southeast Alabama has a very low cost of living, and BAH creates a substantial surplus at every pay grade. Most residents are flight school students on shorter tours — renting is the default, and the surplus is significant.

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Showing E-5 with dependents for the Fort Rucker, AL MHA.

E-5 w/dep BAH

$1,572/mo

Tax-free housing allowance

Median rent

$1,000/mo

Zillow / BestPlaces 2025–2026

Monthly surplus

+$572/mo

BAH minus median rent

What Your BAH Buys Here

If you rent at median, you keep about $572/month. But what about buying?

Median home price

$180,000

Zillow / BestPlaces 2026

Est. monthly mortgage (PITI)

$1,300$1,500/mo

$0 down, ~6.5% rate, ~0.5% AL property tax + insurance

At $1,572/month BAH and an estimated $1,300$1,500/month PITI on a median-priced home, BAH may cover a significant portion of a typical mortgage in this market — though actual costs vary based on rate, taxes, insurance, and individual circumstances.

Housing cost estimates are approximate and based on publicly available market data. Actual mortgage costs depend on interest rate, property taxes, insurance, HOA dues, maintenance, credit profile, and lender requirements. This is not financial advice — use these numbers as a starting point for your own research.

How This Market Compares

Fort Rucker BAH for E-5 with dependents is $489/mo below the national average — but the Wiregrass region has some of the lowest housing costs of any Army installation — BAH creates a substantial surplus at every pay grade.

E-5 w/dep BAH here

$1,572/mo

Natl median E-5 w/dep

$2,061/mo

vs. natl avg

-$489/mo

2026 BAH Rates — Fort Rucker, AL

Monthly rates for all pay grades. Source: DTMO 2026 BAH data. BAH is not taxable income.

E-4 w/dep: $1,440/mo·E-5 w/dep: $1,572/mo·E-6 w/dep: $1,743/mo

Pay GradeWith DependentsWithout Dependents
Enlisted
E-1 (PVT/SR/Amn/Pvt)$1,440$1,167
E-2 (PV2/FA/A1C/PFC)$1,440$1,167
E-3 (PFC/SA/SrA/LCpl)$1,440$1,167
E-4 (SPC/Cpl/SN/Cpl)$1,440$1,167
E-5 (SGT/PO2/SSgt)$1,572$1,251
E-6 (SSG/PO1/TSgt)$1,743$1,317
E-7 (SFC/CPO/MSgt)$1,929$1,446
E-8 (MSG/1SG/SCPO)$2,136$1,611
E-9 (SGM/CSM/MCPO)$2,346$1,761
Warrant Officer
W-1 (WO1)$1,761$1,407
W-2 (CW2)$2,013$1,608
W-3 (CW3)$2,268$1,764
W-4 (CW4)$2,373$1,800
W-5 (CW5)$2,502$1,977
Officer (Prior Enlisted)
O-1E (2LT — prior enlisted)$1,968$1,569
O-2E (1LT — prior enlisted)$2,232$1,674
O-3E (CPT — prior enlisted)$2,394$1,797
Officer
O-1 (2LT/ENS/2ndLt)$1,602$1,305
O-2 (1LT/LTJG/1stLt)$1,740$1,533
O-3 (CPT/LT/Capt)$2,262$1,767
O-4 (MAJ/LCDR/Maj)$2,541$1,941
O-5 (LTC/CDR/LtCol)$2,742$2,058
O-6 (COL/CAPT/Col)$2,760$2,247
O-7 (BG/RDML/BGen)$2,778$2,283

O-8, O-9, and O-10 receive the same BAH as O-7. Rates effective January 1, 2026.

Local cost of living context

  • Overall cost of living is roughly roughly 18–22% below the national average.

  • Alabama taxes military pay at up to 5.0%. However, Alabama's property taxes are among the lowest in the nation. BAH and BAS remain tax-free.

What to know before you move

Fort Rucker is rural and isolated — Daleville and Ozark are tiny, and Dothan (the nearest real city) is 20 minutes south. The mistake is expecting amenities that don't exist. The upside: Alabama has some of the lowest property taxes in the country, and your BAH goes incredibly far. Enterprise and Dothan offer more options if you're willing to commute 15–20 minutes.

Housing data is approximate and provided for informational and educational purposes only. Median rents and home prices reflect market estimates at time of publication and may not reflect current conditions. School ratings are sourced from third-party services and reflect their methodology. MilPayTools does not endorse specific neighborhoods, properties, landlords, or housing decisions. Always verify figures independently and consult with a qualified professional before making financial commitments.

What to do next

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Data Source & Disclaimer

BAH rates are from the Defense Travel Management Office (DTMO) 2026 BAH data, effective January 1, 2026. Rates are set by Military Housing Area (MHA), not individual ZIP code — all ZIPs in the same MHA receive identical rates. This page is for informational purposes only and is not affiliated with DoD, DTMO, or any government agency. Verify your entitlement at travel.dod.mil.