Hanscom AFB
Bedford, Massachusetts · Air Force
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Showing E-5 with dependents for the Hanscom Afb, MA MHA.
Quick Facts
Location
Bedford, MA
Branch
Air Force
MHA
Hanscom Afb, MA
E-5 w/dep
$4,188/mo
State Tax
5.0% (Massachusetts)
How This Market Compares
Hanscom is in the Greater Boston/Route 128 tech corridor — one of the most expensive rental markets in the country. Many personnel commute from Lowell, Nashua, or further west for more affordable options. BAH reflects the elevated Boston-area market.
E-5 w/dep BAH here
$4,188/mo
Natl median E-5 w/dep
$2,061/mo
vs. natl avg
+$2,127/mo
2026 BAH Rates — Hanscom Afb, MA
Monthly rates for all pay grades. Source: DTMO 2026 BAH data. BAH is not taxable income.
E-4 w/dep: $3,984/mo·E-5 w/dep: $4,188/mo·E-6 w/dep: $4,479/mo
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| Enlisted | ||
| E-1 (PVT/SR/Amn/Pvt) | $3,984 | $3,012 |
| E-2 (PV2/FA/A1C/PFC) | $3,984 | $3,012 |
| E-3 (PFC/SA/SrA/LCpl) | $3,984 | $3,012 |
| E-4 (SPC/Cpl/SN/Cpl) | $3,984 | $3,012 |
| E-5 (SGT/PO2/SSgt) | $4,188 | $3,516 |
| E-6 (SSG/PO1/TSgt) | $4,479 | $3,801 |
| E-7 (SFC/CPO/MSgt) | $4,584 | $3,993 |
| E-8 (MSG/1SG/SCPO) | $4,698 | $4,251 |
| E-9 (SGM/CSM/MCPO) | $4,983 | $4,329 |
| Warrant Officer | ||
| W-1 (WO1) | $4,497 | $3,924 |
| W-2 (CW2) | $4,632 | $4,248 |
| W-3 (CW3) | $4,773 | $4,341 |
| W-4 (CW4) | $5,061 | $4,497 |
| W-5 (CW5) | $5,409 | $4,608 |
| Officer (Prior Enlisted) | ||
| O-1E (2LT — prior enlisted) | $4,602 | $4,185 |
| O-2E (1LT — prior enlisted) | $4,752 | $4,311 |
| O-3E (CPT — prior enlisted) | $5,115 | $4,470 |
| Officer | ||
| O-1 (2LT/ENS/2ndLt) | $4,230 | $3,780 |
| O-2 (1LT/LTJG/1stLt) | $4,476 | $4,122 |
| O-3 (CPT/LT/Capt) | $4,770 | $4,371 |
| O-4 (MAJ/LCDR/Maj) | $5,535 | $4,584 |
| O-5 (LTC/CDR/LtCol) | $6,087 | $4,647 |
| O-6 (COL/CAPT/Col) | $6,141 | $4,752 |
| O-7 (BG/RDML/BGen) | $6,192 | $4,839 |
O-8, O-9, and O-10 receive the same BAH as O-7. Rates effective January 1, 2026.
Key Insights for Hanscom AFB
An E-5 with dependents receives $4,188/month — that's $50,256/year in tax-free housing money to cover costs in the Hanscom Afb, MA market.
Massachusetts taxes military base pay at approximately 5.0%. BAH and BAS remain tax-free at the federal and state level.
BAH is designed to cover median rental costs — not average or premium rents. Members living in above-median housing pay the difference out of pocket; those in below-median housing keep the surplus.
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Data Source & Disclaimer
BAH rates are from the Defense Travel Management Office (DTMO) 2026 BAH data, effective January 1, 2026. Rates are set by Military Housing Area (MHA), not individual ZIP code — all ZIPs in the same MHA receive identical rates. This page is for informational purposes only and is not affiliated with DoD, DTMO, or any government agency. Verify your entitlement at travel.dod.mil.