Mountain Home AFB
Mountain Home, Idaho · Air Force
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Quick reference: 2026 BAH rates at Mountain Home AFB
For 2026, BAH rates at Mountain Home AFB (Mountain Home Afb, ID MHA) are: E-4 with dependents: $1,563/mo · E-5 without dependents: $1,524/mo · E-5 with dependents: $1,605/mo · E-6 with dependents: $2,187/mo · E-7 with dependents: $2,238/mo · O-3 with dependents: $2,325/mo. BAH is excluded from federal taxable income. Full rates for all pay grades are in the table below.
Showing E-5 with dependents for the Mountain Home Afb, ID MHA.
Year over year: ▼ −$69 (4.1%) vs 2025
Quick Facts
Location
Mountain Home, ID
Branch
Air Force
MHA
Mountain Home Afb, ID
E-5 w/dep
$1,605/mo
State Tax
5.8% (Idaho)
How This Market Compares
Mountain Home AFB BAH for an E-5 with dependents is $1,605/month — $456/month below the national median of $2,061. That ranks the Mountain Home Afb, ID MHA 257th-highest of the 338 military housing areas tracked nationwide (top 76%) for the E-5 with-dependents rate.
E-5 w/dep BAH here
$1,605/mo
Natl median E-5 w/dep
$2,061/mo
vs. national median
-$456/mo
BAH vs. Local Rent
Across this area, 2-bedroom Fair Market Rent runs about $1,172–$1,750 (median $1,660).
E-5 w/dep BAH
$1,605/mo
2BR rent (HUD FMR, FY2026)
$1,660 median
$1,172–$1,750 range
BAH for E-5 with dependents ($1,605) falls within the area's 2-bedroom rent range — it covers a 2-bedroom in lower-cost ZIPs, while pricier ZIPs run higher.
BAH is designed to cover about 95% of typical local housing costs — rent plus utilities — for a member's pay grade and dependency status, leaving a roughly 5% member cost share.
2-bedroom Fair Market Rent (HUD, FY2026). 2-bedroom is the reference point closest to junior- and mid-grade housing; larger households and senior grades typically need more space. Rent figures are HUD Small Area Fair Market Rents matched to this installation's Military Housing Area by ZIP code. MHA boundaries and HUD rent areas don't align perfectly, so these are area-level reference figures, not a personalized rent estimate. FMR is a gross-rent figure that includes tenant-paid utilities — the same basis BAH is built on.
How Mountain Home AFB BAH is set
BAH is set by Military Housing Area (MHA), not by your specific ZIP code or neighborhood. Mountain Home AFB falls in the Mountain Home Afb, ID MHA — every installation and address in that MHA receives the same rate for a given pay grade and dependency status, so multiple bases can share one rate.
For 2026, the E-5 with-dependents rate at Mountain Home AFB fell $69 (−4.1%) from 2025's $1,674/month — about $828 less over the year. That's below the national average BAH increase of 4.2% for 2026.
Some pay grades at Mountain Home AFB decreased for 2026 compared with 2025. Under individual rate protection, service members who have remained at this duty station with the same pay grade and dependency status keep their higher prior-year rate. The lower 2026 rate applies to members who arrive at this location or whose dependency status changes in 2026.
2026 BAH Rates — Mountain Home Afb, ID
Monthly rates for all pay grades. Source: DTMO 2026 BAH data. BAH is not taxable income.
E-4 w/dep: $1,563/mo·E-5 w/dep: $1,605/mo·E-6 w/dep: $2,187/mo
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| Enlisted | ||
| E-1 (PVT/SR/Amn/Pvt) | $1,563▼ −$30 (1.9%) | $1,521▲ +$9 (0.6%) |
| E-2 (PV2/FA/A1C/PFC) | $1,563▼ −$30 (1.9%) | $1,521▲ +$9 (0.6%) |
| E-3 (PFC/SA/SrA/LCpl) | $1,563▼ −$30 (1.9%) | $1,521▲ +$9 (0.6%) |
| E-4 (SPC/Cpl/SN/Cpl) | $1,563▼ −$30 (1.9%) | $1,521▲ +$9 (0.6%) |
| E-5 (SGT/PO2/SSgt) | $1,605▼ −$69 (4.1%) | $1,524▲ +$9 (0.6%) |
| E-6 (SSG/PO1/TSgt) | $2,187▼ −$111 (4.8%) | $1,641▼ −$84 (4.9%) |
| E-7 (SFC/CPO/MSgt) | $2,238▼ −$84 (3.6%) | $1,680▼ −$63 (3.6%) |
| E-8 (MSG/1SG/SCPO) | $2,292▼ −$39 (1.7%) | $1,725▼ −$75 (4.2%) |
| E-9 (SGM/CSM/MCPO) | $2,418▼ −$6 (0.2%) | $1,899▼ −$87 (4.4%) |
| Warrant Officer | ||
| W-1 (WO1) | $2,208▼ −$111 (4.8%) | $1,656▼ −$84 (4.8%) |
| W-2 (CW2) | $2,259▼ −$69 (3.0%) | $1,722▼ −$75 (4.2%) |
| W-3 (CW3) | $2,328▼ −$12 (0.5%) | $1,920▼ −$90 (4.5%) |
| W-4 (CW4) | $2,451▼ −$15 (0.6%) | $2,196▼ −$99 (4.3%) |
| W-5 (CW5) | $2,610▼ −$27 (1.0%) | $2,250▼ −$60 (2.6%) |
| Officer (Prior Enlisted) | ||
| O-1E (2LT — prior enlisted) | $2,244▼ −$81 (3.5%) | $1,686▼ −$63 (3.6%) |
| O-2E (1LT — prior enlisted) | $2,316▼ −$18 (0.8%) | $1,860▼ −$84 (4.3%) |
| O-3E (CPT — prior enlisted) | $2,478▼ −$12 (0.5%) | $2,181▼ −$111 (4.8%) |
| Officer | ||
| O-1 (2LT/ENS/2ndLt) | $1,680▼ −$72 (4.1%) | $1,527▲ +$9 (0.6%) |
| O-2 (1LT/LTJG/1stLt) | $2,181▼ −$111 (4.8%) | $1,683▼ −$63 (3.6%) |
| O-3 (CPT/LT/Capt) | $2,325▼ −$12 (0.5%) | $1,977▼ −$96 (4.6%) |
| O-4 (MAJ/LCDR/Maj) | $2,658▼ −$39 (1.4%) | $2,232▼ −$66 (2.9%) |
| O-5 (LTC/CDR/LtCol) | $2,901▼ −$63 (2.1%) | $2,259▼ −$54 (2.3%) |
| O-6 (COL/CAPT/Col) | $2,925▼ −$66 (2.2%) | $2,304▼ −$12 (0.5%) |
| O-7 (BG/RDML/BGen) | $2,943▼ −$69 (2.3%) | $2,343No change |
O-8, O-9, and O-10 receive the same BAH as O-7. Rates effective January 1, 2026.
Calculator
BAH is just one piece of your pay
See your full compensation at Mountain Home AFB — including base pay, BAS, tax advantages, and what a civilian would need to earn to match it.
Calculate your total compensation →Key Insights for Mountain Home AFB
An E-5 with dependents receives $1,605/month — that's $19,260/year in housing money (excluded from federal taxable income) to cover costs in the Mountain Home Afb, ID market.
Idaho taxes military base pay at approximately 5.8%. BAH and BAS are excluded from federal taxable income; state treatment varies.
BAH is benchmarked to typical local rental costs for a member's pay grade and dependency status — not premium or above-median housing. Members who choose more expensive housing pay the difference out of pocket.
Frequently Asked Questions
What is the 2026 BAH rate for an E-5 with dependents at Mountain Home AFB?
For 2026, an E-5 with dependents at Mountain Home AFB receives $1,605/month in BAH (Mountain Home Afb, ID MHA). Other grades with dependents: E-6 $2,187/month, E-7 $2,238/month, O-3 $2,325/month. E-5 without dependents is $1,524/month. BAH is excluded from federal taxable income.
Which Military Housing Area (MHA) is used for Mountain Home AFB BAH?
Mountain Home AFB is assigned to the Mountain Home Afb, ID Military Housing Area (MHA). Every installation and address in the same MHA receives the same rate, regardless of exact ZIP or neighborhood. Rates are published annually by the Defense Travel Management Office (DTMO) and take effect January 1.
How much did Mountain Home AFB BAH change from 2025 to 2026?
For 2026, the E-5 with-dependents rate at Mountain Home AFB fell $69 (−4.1%) from 2025's $1,674/month — about $828 less over the year. That's below the national average BAH increase of 4.2% for 2026. Rate protection means a member who stays at the same location with the same dependency status keeps their rate even if the published table rate falls.
Does Mountain Home AFB BAH depend on my exact ZIP code?
No. BAH is set by Military Housing Area (MHA), not by your specific ZIP or neighborhood. Mountain Home AFB falls in the Mountain Home Afb, ID MHA, so every ZIP in that area receives the identical rate for a given pay grade and dependency status.
How does Mountain Home AFB BAH compare with nearby installations?
Nearby installations have their own MHA rates. For an E-5 with dependents: Joint Base Lewis-McChord is $951/month higher, Hill AFB is $513/month higher, and Fairchild AFB is $579/month higher — compared with Mountain Home AFB's $1,605/month.
How does BAH at Mountain Home AFB compare with local rent?
For 2026, an E-5 with dependents at Mountain Home AFB receives $1,605/month in BAH. Across the Mountain Home Afb, ID area, 2-bedroom Fair Market Rent (HUD, FY2026) runs about $1,172–$1,750 (median $1,660). BAH for an E-5 with dependents ($1,605) falls within the area's 2-bedroom rent range — it covers a 2-bedroom in lower-cost ZIPs, while pricier ZIPs run higher. BAH is designed to cover about 95% of typical local housing costs — rent plus utilities — for a member's pay grade and dependency status.
Is BAH taxable for service members stationed at Mountain Home AFB?
No. BAH is excluded from federal taxable income under the Military Pay Tax Exclusion. Most states also exempt BAH from state income tax, though treatment varies by state. Service members keep the full dollar value of their housing allowance.
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Data Source & Disclaimer
BAH rates are from the Defense Travel Management Office (DTMO) 2026 BAH data, effective January 1, 2026. Rates are set by Military Housing Area (MHA), not individual ZIP code — all ZIPs in the same MHA receive identical rates. This page is for informational purposes only and is not affiliated with DoD, DTMO, or any government agency. Verify your entitlement at travel.dod.mil.