2026 BAH Rates

Hill AFB

Ogden, Utah · Air Force

Hill AFB is home to the Ogden Air Logistics Complex and the 388th Fighter Wing — the Air Force's first operational F-35A Lightning II unit, located between Ogden and Salt Lake City.

Hill AFB puts you along the Wasatch Front — stunning mountain views, world-class skiing within an hour, and a growing metro area. Utah's housing market has appreciated substantially, but the areas immediately surrounding Hill (Layton, Clearfield, Roy) remain more affordable than Salt Lake City proper. BAH covers rent comfortably.

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Showing E-5 with dependents for the Ogden/Hill Afb, UT MHA.

E-5 w/dep BAH

$2,118/mo

Tax-free housing allowance

Median rent

$1,600/mo

Zillow / BestPlaces 2025–2026

Monthly surplus

+$518/mo

BAH minus median rent

What Your BAH Buys Here

If you rent at median, you keep about $518/month. But what about buying?

Median home price

$420,000

Zillow / Redfin 2026

Est. monthly mortgage (PITI)

$2,800$3,100/mo

$0 down, ~6.5% rate, ~0.6% UT property tax + insurance

At $2,118/month BAH and an estimated $2,800$3,100/month PITI on a median-priced home, BAH may not fully cover a typical mortgage, but it can significantly offset your monthly housing cost — though actual costs vary based on rate, taxes, insurance, and individual circumstances.

Housing cost estimates are approximate and based on publicly available market data. Actual mortgage costs depend on interest rate, property taxes, insurance, HOA dues, maintenance, credit profile, and lender requirements. This is not financial advice — use these numbers as a starting point for your own research.

How This Market Compares

Hill AFB BAH for E-5 with dependents is $57/mo above the national average — and the Layton-Clearfield corridor immediately adjacent to Hill offers more affordable options than Salt Lake City, with excellent Davis School District schools.

E-5 w/dep BAH here

$2,118/mo

Natl median E-5 w/dep

$2,061/mo

vs. natl avg

+$57/mo

2026 BAH Rates — Ogden/Hill Afb, UT

Monthly rates for all pay grades. Source: DTMO 2026 BAH data. BAH is not taxable income.

E-4 w/dep: $1,932/mo·E-5 w/dep: $2,118/mo·E-6 w/dep: $2,229/mo

Pay GradeWith DependentsWithout Dependents
Enlisted
E-1 (PVT/SR/Amn/Pvt)$1,932$1,545
E-2 (PV2/FA/A1C/PFC)$1,932$1,545
E-3 (PFC/SA/SrA/LCpl)$1,932$1,545
E-4 (SPC/Cpl/SN/Cpl)$1,932$1,545
E-5 (SGT/PO2/SSgt)$2,118$1,668
E-6 (SSG/PO1/TSgt)$2,229$1,761
E-7 (SFC/CPO/MSgt)$2,271$1,935
E-8 (MSG/1SG/SCPO)$2,325$2,145
E-9 (SGM/CSM/MCPO)$2,418$2,166
Warrant Officer
W-1 (WO1)$2,244$1,875
W-2 (CW2)$2,295$2,142
W-3 (CW3)$2,364$2,172
W-4 (CW4)$2,436$2,229
W-5 (CW5)$2,538$2,283
Officer (Prior Enlisted)
O-1E (2LT — prior enlisted)$2,277$2,115
O-2E (1LT — prior enlisted)$2,349$2,160
O-3E (CPT — prior enlisted)$2,454$2,214
Officer
O-1 (2LT/ENS/2ndLt)$2,139$1,740
O-2 (1LT/LTJG/1stLt)$2,226$2,058
O-3 (CPT/LT/Capt)$2,361$2,181
O-4 (MAJ/LCDR/Maj)$2,565$2,265
O-5 (LTC/CDR/LtCol)$2,715$2,292
O-6 (COL/CAPT/Col)$2,733$2,340
O-7 (BG/RDML/BGen)$2,751$2,376

O-8, O-9, and O-10 receive the same BAH as O-7. Rates effective January 1, 2026.

Local cost of living context

  • Overall cost of living is roughly roughly 5–8% above the national average.

  • Utah has a flat income tax of 4.65% on military pay. BAH and BAS remain tax-free.

What to know before you move

Hill AFB sits between Ogden and Salt Lake City, and both directions have appeal. The mistake is defaulting to Ogden without exploring Layton and Clearfield, which are immediately adjacent to base with newer construction and strong schools. Also, Utah's housing market has appreciated significantly — don't assume 2020 prices still apply.

Housing data is approximate and provided for informational and educational purposes only. Median rents and home prices reflect market estimates at time of publication and may not reflect current conditions. School ratings are sourced from third-party services and reflect their methodology. MilPayTools does not endorse specific neighborhoods, properties, landlords, or housing decisions. Always verify figures independently and consult with a qualified professional before making financial commitments.

What to do next

BAH is the starting point. Here are the calculations that matter most for your PCS decision.

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Data Source & Disclaimer

BAH rates are from the Defense Travel Management Office (DTMO) 2026 BAH data, effective January 1, 2026. Rates are set by Military Housing Area (MHA), not individual ZIP code — all ZIPs in the same MHA receive identical rates. This page is for informational purposes only and is not affiliated with DoD, DTMO, or any government agency. Verify your entitlement at travel.dod.mil.