Peterson Space Force Base
Colorado Springs, Colorado · Space Force / Air Force
Peterson SFB is the nerve center of U.S. military space operations — home to Space Operations Command, U.S. Northern Command (NORTHCOM), and NORAD.
An E-5 with dependents at Peterson SFB receives $2,058/month in tax-free BAH. Peterson shares the Colorado Springs Military Housing Area with Fort Carson, Schriever SFB, and the Air Force Academy. Median 3-bedroom rent in the Colorado Springs area is approximately $1,825/month. (Rental data: PCS Pay It Forward / Zillow 2025–2026)
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Showing E-5 with dependents for the Colorado Springs, CO MHA.
E-5 w/dep BAH
$2,358/mo
Tax-free housing allowance
Median rent
$1,825/mo
PCS Pay It Forward / Zillow 2025–2026
Monthly surplus
+$533/mo
BAH minus median rent
What Your BAH Buys Here
If you rent at median, you keep about $533/month. But what about buying?
Median home price
$460,000
Zillow / Redfin 2026
Est. monthly mortgage (PITI)
$3,000–$3,300/mo
$0 down, ~6.5% rate, ~0.6% property tax + insurance
At $2,358/month BAH and an estimated $3,000–$3,300/month PITI on a median-priced home, BAH may not fully cover a typical mortgage, but it can significantly offset your monthly housing cost — though actual costs vary based on rate, taxes, insurance, and individual circumstances.
Housing cost estimates are approximate and based on publicly available market data. Actual mortgage costs depend on interest rate, property taxes, insurance, HOA dues, maintenance, credit profile, and lender requirements. This is not financial advice — use these numbers as a starting point for your own research.
How This Market Compares
Peterson Space Force Base BAH for E-5 with dependents is $297/mo above the national average — and Colorado Springs' cost of living is approximately 12–15% above the national average. (Cost of living data: BestPlaces 2025–2026)
E-5 w/dep BAH here
$2,358/mo
Natl median E-5 w/dep
$2,061/mo
vs. natl avg
+$297/mo
2026 BAH Rates — Colorado Springs, CO
Monthly rates for all pay grades. Source: DTMO 2026 BAH data. BAH is not taxable income.
E-4 w/dep: $2,160/mo·E-5 w/dep: $2,358/mo·E-6 w/dep: $2,433/mo
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| Enlisted | ||
| E-1 (PVT/SR/Amn/Pvt) | $2,160 | $1,689 |
| E-2 (PV2/FA/A1C/PFC) | $2,160 | $1,689 |
| E-3 (PFC/SA/SrA/LCpl) | $2,160 | $1,689 |
| E-4 (SPC/Cpl/SN/Cpl) | $2,160 | $1,689 |
| E-5 (SGT/PO2/SSgt) | $2,358 | $1,860 |
| E-6 (SSG/PO1/TSgt) | $2,433 | $1,980 |
| E-7 (SFC/CPO/MSgt) | $2,487 | $2,166 |
| E-8 (MSG/1SG/SCPO) | $2,553 | $2,379 |
| E-9 (SGM/CSM/MCPO) | $2,646 | $2,388 |
| Warrant Officer | ||
| W-1 (WO1) | $2,448 | $2,103 |
| W-2 (CW2) | $2,514 | $2,376 |
| W-3 (CW3) | $2,598 | $2,394 |
| W-4 (CW4) | $2,664 | $2,436 |
| W-5 (CW5) | $2,754 | $2,502 |
| Officer (Prior Enlisted) | ||
| O-1E (2LT — prior enlisted) | $2,496 | $2,355 |
| O-2E (1LT — prior enlisted) | $2,583 | $2,385 |
| O-3E (CPT — prior enlisted) | $2,679 | $2,418 |
| Officer | ||
| O-1 (2LT/ENS/2ndLt) | $2,376 | $1,959 |
| O-2 (1LT/LTJG/1stLt) | $2,430 | $2,295 |
| O-3 (CPT/LT/Capt) | $2,595 | $2,397 |
| O-4 (MAJ/LCDR/Maj) | $2,778 | $2,484 |
| O-5 (LTC/CDR/LtCol) | $2,913 | $2,517 |
| O-6 (COL/CAPT/Col) | $2,934 | $2,574 |
| O-7 (BG/RDML/BGen) | $2,955 | $2,616 |
O-8, O-9, and O-10 receive the same BAH as O-7. Rates effective January 1, 2026.
Local cost of living context
Overall cost of living is roughly roughly 12–15% above the national average.
Colorado has a flat income tax of 4.40% on military pay. BAH and BAS remain tax-free.
What to know before you move
Peterson SFB shares the Colorado Springs Military Housing Area with Fort Carson, Schriever SFB, and the U.S. Air Force Academy. The combined military population creates consistent demand for rental housing across the market. Families who begin their housing search 60–90 days before a PCS report date generally have more options available. (Market context: PCS Pay It Forward / Zillow 2025–2026)
Housing data is approximate and provided for informational and educational purposes only. Median rents and home prices reflect market estimates at time of publication and may not reflect current conditions. School ratings are sourced from third-party services and reflect their methodology. MilPayTools does not endorse specific neighborhoods, properties, landlords, or housing decisions. Always verify figures independently and consult with a qualified professional before making financial commitments.
What to do next
BAH is the starting point. Here are the calculations that matter most for your PCS decision.
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Data Source & Disclaimer
BAH rates are from the Defense Travel Management Office (DTMO) 2026 BAH data, effective January 1, 2026. Rates are set by Military Housing Area (MHA), not individual ZIP code — all ZIPs in the same MHA receive identical rates. This page is for informational purposes only and is not affiliated with DoD, DTMO, or any government agency. Verify your entitlement at travel.dod.mil.